New Data From Life Insurance Companies Confirm That Americans Are Dying In Unusually Large Numbers

by | Jan 21, 2022 | Headline News | 32 comments

Do you LOVE America?


    This article was originally published by Michael Snyder at The Economic Collapse Blog. 

    Death is in the air.  Unless you have been living in a cave for the past 12 months, you already know that this is true.  Old people are dying, young people are dying, famous people are dying, and countless hard-working Americans that make up the backbone of our economy are dying.

    Life Insurance Company Says Death Claims Up 40% After COVID Vaccines

    Life Insurance Companies Alert: Excessive Deaths Now Total Over 90,000 PER MONTH!

    For months, I have been writing articles about “the mystery of the missing workers”.  For the very first time in U.S. history, we have a severe shortage of able-bodied workers, and this is one of the biggest reasons why we are facing an unprecedented supply chain crisis today.  Millions of Americans that were working prior to the pandemic seem to have “disappeared” from the system, and now it has become clear that a lot of them have simply died.

    Before I discuss the new life insurance numbers that have been revealed, I want to do a quick review.

    Earlier this month, I wrote an article about a large life insurance company in Indiana that announced that the death rate for working-age people covered by their policies was up 40 percent from pre-pandemic levels

    The head of Indianapolis-based insurance company OneAmerica said the death rate is up a stunning 40% from pre-pandemic levels among working-age people.

    “We are seeing, right now, the highest death rates we have seen in the history of this business – not just at OneAmerica,” the company’s CEO Scott Davison said during an online news conference this week. “The data is consistent across every player in that business.”

    A 40 percent increase in the death rate is really bad news for a life insurance company, because they make money when people don’t die.

    In fact, Davison said that a 40 percent increase in a single year “is just unheard of”

    “Just to give you an idea of how bad that is, a three-sigma or a one-in-200-year catastrophe would be 10% increase over pre-pandemic,” he said. “So 40% is just unheard of.”

    Davison’s remarks sent shockwaves all over the Internet, because they were one of the first hard pieces of evidence confirming the fact that Americans are dying in unusually large numbers.

    But of course it was going to be extremely important for other life insurance companies to confirm that such a dramatic shift was indeed taking place, and now that is starting to happen.

    According to Reuters, the amount of money paid out by global life insurance companies absolutely skyrocketed during the first three quarters of 2021…

    The global life insurance industry was hit with reported claims due to COVID-19 of $5.5 billion in the first nine months of 2021 versus $3.5 billion for the whole of 2020, according to insurance broker Howden in a report on Jan 4, while the industry had expected lower payouts due to the rollout of vaccines.

    “We definitely paid out more than I had anticipated at the beginning of last year,” said Hannover Re board member Klaus Miller.

    Let’s assume that claims in the fourth quarter of 2021 came in at the same pace as the first three quarters of 2021.

    That would add another 1.83 billion dollars, and it would give us a grand total of 7.33 billion dollars for the year.


    So basically the amount of money that global life insurance companies will pay out for 2021 will be approximately double what they paid out for 2020.

    Needless to say, that suggests that the death rate for those covered by such policies roughly doubled.

    In that same article, it was reported that one life insurance company actually had its claims in the Americas more than triple during the third quarter…

    Dutch insurer Aegon, which does two-thirds of its business in the United States, said its claims in the Americas in the third quarter were $111 million, up from $31 million a year earlier.

    This isn’t normal.

    But you already knew that.

    Reuters is telling us that claims for MetLife and Prudential also “rose”, but we were not given specific numbers for those two insurance giants…

    U.S. insurers MetLife (MET.N) and Prudential Financial (PRU.N) also said life insurance claims rose. South Africa’s Old Mutual (OMUJ.J) used up more of its pandemic provisions to pay claims and reinsurer Munich Re raised its 2021 estimate of COVID-19 life and health claims to 600 million euros from 400 million.

    So now we have solid confirmation.

    A lot of people really are dying.

    Interestingly, an entirely separate investigation by The Epoch Times has also shown that deaths were unusually high in 2021.  They analyzed death certificate data from the CDC, and they came to the conclusion that the number of deaths among Americans aged 18 to 49 “increased more than 40 percent in the 12 months ending October 2021 compared to the same period in 2018–2019″…

    Health departments in several states confirmed to The Epoch Times that they are looking into a steep surge in the mortality rate for people aged 18 to 49 in 2021 — a majority of which are not linked to COVID-19.

    Deaths among people aged 18 to 49 increased more than 40 percent in the 12 months ending October 2021 compared to the same period in 2018–2019, before the pandemic, according to an analysis by The Epoch Times of death certificate data from the Centers for Disease Control and Prevention (CDC).

    This is bombshell information.

    Americans are dying in enormous numbers, and that trend is almost certainly going to continue throughout the coming year.

    Most of you that are reading this article know people that have died over the last 12 months.  Every time that I hear that someone that I was personally familiar with has passed away, it deeply grieves me.  What we are witnessing is such a great tragedy, and a lot more death is on the horizon.

    Every moment that we are given is a precious gift, and so let us endeavor to make the most out of every single day.

    Many people assume that they will live to a ripe old age, but that isn’t always true.

    Death unexpectedly came for countless Americans in 2021, and countless more will also die in 2022.

    ***It is finally here! Michael’s new book entitled “7 Year Apocalypse” is now available in paperback and for the Kindle on Amazon.***

    About the Author: My name is Michael Snyder and my brand new book entitled “7 Year Apocalypse” is now available on  During this season, I would like to encourage you to send digital copies of my new book to your family and friends as gifts.  That will help to support the work that I am doing, and it will help to multiply the impact of the book.  In addition to my new book, I have written five other books that are available on including  “Lost Prophecies Of The Future Of America”“The Beginning Of The End”“Get Prepared Now”, and “Living A Life That Really Matters”. (#CommissionsEarned)  By purchasing the books you help to support the work that my wife and I are doing, and by giving it to others you help to multiply the impact that we are having on people all over the globe.  I have published thousands of articles on The Economic Collapse BlogEnd Of The American Dream, and The Most Important News, and the articles that I publish on those sites are republished on dozens of other prominent websites all over the globe.  I always freely and happily allow others to republish my articles on their own websites, but I also ask that they include this “About the Author” section with each article.  The material contained in this article is for general information purposes only, and readers should consult licensed professionals before making any legal, business, financial or health decisions.  I encourage you to follow me on social media on Facebook and Twitter, and anyway that you can share these articles with others is a great help.  During these very challenging times, people will need hope more than ever before, and it is our goal to share the gospel of Jesus Christ with as many people as we possibly can.



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      1. I’m sure this has absolutely NOTHING to do with the jabulants.

      2. Some life insurance companies are refusing to pay if you were vaccinated. Siting it’s an experimental drug. I wouldn’t pay either. These morons will figure it out sooner or later and when they do either prices will skyrocket or they will refuse to insure the vaxxed idiots. I hope it’s the latter. That would be a giant kick in the puss for the vaxxed.

        • A verifiable example of that?

          • Scroll down grasshopper…

            • None of that junk stands up to any realistic examination.

              You seem to be about the most gullible person around here.

      3. Drug overdoses, suicides, domestic violence, violent crime murders of every type, and so on, all are up for no seeming reason since Biden took office and the Democrats took the majority.

        It seems almost as if people no longer think life is worth anything since the Left won the cultural revolution we just went through.

      4. All of the gold & silver is his.

      5. Well, I knew that I wasn’t going to get out of this life alive, but then I didn’t think that I would have a stroke either ( only 60 % they tell me ), but I guess that’s life, I guess. When I was little, summer lasted forever, then I started school and summer only lasted for 3 months or so. Then summer only lasted after you got off work and the weekends. Now I’m just waiting to see and be with my wife again, she passed away of cancer 4 1/2 yrs ago. We were married 48 yrs, but were together for a total of 50 yrs ( two yrs of dating ).

      6. Well, uh, no..

        The deaths this year wont be countless, for sure. They will be counted by the insurance companies. Duh, Mike, refer to your article next time before typing cliche balcony.

        And some folks who took the stab are beloved family members of ours who didnt know any better. Have some fucking compassion, meatheads.

      7. I would like to see that. Which companies? Unless the contract specifies is as a exclusion that would be illegal. There was a rumor that they life insurance weren’t paying for covid deaths, that was false. As far as I know most policies only exclude deaths from war, and a few dangerous hobbies.

        • Yeah,that sounds like something an website with “journalists” using “pen names” and refusing to reveal their identities, would come up with and spread online.
          Wait for credible sources to come forward and co-sign.
          If credible sources do not validate the claim odds are it’s just more misinformation circulating on the Internet by people with agendas.

        • Here’s one of them…

          ht tps://

          Take out the space in the t’s. Otherwise it will sit in moderation till monday.

          • Here’s another…

            ht tps://

            • An interesting vid…

              ht tps://

            • It’s France not America, and laws differ in countries. Again unless they have a specific exclusion, companies here will have to pay out. The death are for Insurance companies are actually not that great. Remember all life insurance is based on everyone being dead by 100 years old. Actuaries can’t tell who will live or die, but they can tell you how many deaths there will be for any group out of 1000 people. The first thing you would see is them stop selling term life, or extremely high rates for term life if there was a problem. These people are very good at what they do, and the risk of pandemics is built into the rates. War is not, which is why it is excluded and the Armed Forces has it’s own life insurance polices. These stories are interesting, but all speculation.

              • But if you have to admit that, that this is (allegedly) the situation in France, then you kill a perfectly good conspiracy theory that supports an otherwise unsupported position.

                That shouldn’t be done in a right wing forum, it kills the spirit of the place.

              • Insurance companies are reporting a 40% increase in claims from working age people. Thats a fact.

                • I am not disputing the increased deaths I know they are occurring , but I don’t see that polices are not paying off. Life insurance are well prepared for the unforeseeable, except war.

        • It’s a bioweapon. It’s war.

          Which leaves most unpaid if insurers admit it.

        • The clause in the life insurance contracts is “self elected medical procedures not prescribed by a doctor.” This could be anything from breast implants to liposuction to vaxxines. Once you take on a medical procedure not prescribed to you then you void your contract under the medical condition you were cleared for originally. Try getting a doctor to prescribe you the vaxxine. They wont, its always strongly encouraged or highly recommended but never “prescribed.” The liability is to large. I spent weeks researching this information through my own life insurance while my father did the same with his. The insurance company was more than happy to pay out for a death as a result from covid, but finally they referred me to the specific portion of my contract referencing medical procedures. They said if a doctor would sign off on getting the vaxxine i would need to submit that form and they would attach it to my file. Otherwise, the risk was in my lap. I am not saying this applies to ALL insurance companies, but it sure does apply to mine and my father’s.

          • I personally know of someone who was dying from brain cancer. He was receiving treatment to give him a bit more time. On his last days in the hospital, he was tested for Cov and was positive. His wife received a death certificate that said he died from Cov. His life insurance policy was not going to pay out. She hired an attorney (and paid for another autopsy) who forced the hospital on NYC to correct his death certificate to what he actually died from. The insurance company accepted the corrected certificate….but it took extra months of anxious moments when they were already reeling from his death. I have no doubt this occurs.

      8. Many of us knew what will be coming it’s no surprise now off to a war with Russia to finish off things. Making America great isn’t working so well too many sheep falling over the cliff. Sad time. Only the strong will survive. I hate to say these things and it’s depressing.

      9. The manipulation of death statistics & the financial incentive to medical facilities have skewed the information available. At some point reliable tallies will be available & folks that pay attention will know the depth of the scandals (Plandemic?, enriching Big PHARMA?, intentional population reduction?, etc.)

        Suspicion is natural with the idiotic methods of Covid-related handling vulnerable old people in nursing homes, stated goals of population reduction by Gates & others, and the medical community’s handling of “vaccines”.

      10. Do statistics and algos decide treatment options, without much human intervention.

        Your survival may generate countless expenses for the corporation.

        Life insurance creates a reward, in the short term.

      11. We live in an aged population full of young people who are waaaay out of shape.

        Of course people are going to be dying in unusually large numbers compared to when the population was younger and healthier.

        Vaxxing may push that along a bit, but the median age of Americans was already 38.4 years old, with 16.5% of all Americans over age 65.

        • Very true. It is demographics and population health. America’s median age is now very old and its population health is terrible (significant levels of obesity, diabetes, heart disease, drug addiction etc.).

          Just in the last two days two very obese American celebrities past away from Covid. They may have lived if they were in good shape but they didn’t stand a chance being fat with multiple conditions.

          Notice how skinny Asian women aren’t dying at all from Covid? There is a reason for that.

          I would recommend doing the following:

          – get to a healthy weight and lose the belly fat
          – take Vitamin D
          – exercise regularly or just go for a walk
          – get plenty of fresh air
          – don’t eat tons of junk food. Eat fresh vegetables
          – jerk off a lot or have lots of sex, either way it keeps your body functioning well

          • Great advice. Especially the last part.

          • Good call. Get in shape and eat healthy, everything in moderation yada yada. Be good to yourself and your body, it’s the only one you got.

      12. If you do not know Jesus Christ as Savior, you are not reading this by accident. Please answer the call to salvation, available only through the shed blood of Jesus Christ on the cross of Calvary.
        From the book of Romans: 10:9 That if thou shalt confess with thy mouth the Lord Jesus, and shalt believe in thine heart that God hath raised him from the dead, thou shalt be saved. 10:10For with the heart man believeth unto righteousness; and with the mouth confession is made unto salvation. 10:11For the scripture saith, Whosoever believeth on him shall not be ashamed.
        *For I am not ashamed of the gospel of Christ: for it is the power of God unto salvation to every one that believe; to the Jew first, and also to the Gentile. For therein is the righteousness of God revealed from faith to faith: as it is written, The just shall live by faith.
        to know more go to: nowtheendbegins (dot) com/eternal-life-through-the-blood-of-jesus-christ-is-a-free-gift/
        From the King James Bible; The Gospel according to John:
        3:16For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life. 3:17For God sent not his Son into the world to condemn the world; but that the world through him might be saved.

      13. OK, we now have confirmation from multiple sources that the death rate of insured Americans is up 40%. What is the number for UNinsured Americans? Add them together and the number is staggering. That is the true impact to the supply chain. Many hard working Americans can’t afford health insurance OR life insurance.

        • The crazy thing it, IF many more people than normal were dying currently then there would be expose’s on 60 Minutes and Special Reports everywhere. Where is the MSM news stories???

      14. Look for your self people. The 38 page FOIA release on Phizers early research. The last 9 pages are comma after comma of possible side effects! You can find it on DuckDuck.

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