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  • Clarocet for Kids
     

    Bank Run Fears: Customers Being Forced to Provide Evidence For Why They Need Cash

    Mac Slavo
    January 25th, 2014
    SHTFplan.com
    Comments (361)
    Read by 40,310 people

    dollars-lockedIn early 2013 the country of Cyprus locked down private banking accounts and restricted access to depositor funds. It was the first widely documented instance of a “bail-in,” as bank officials and European regulators determined that bad loans taken on by the banks were now the responsibility of the banks’ customers. This led to a country-wide confiscation of 10% or more of all customer funds. In the heat of the Cyprian financial panic banks limited cash withdrawals to around $300 and ramped up security to prevent angry Cypriots from breaking down the doors.

    What happened in Cyprus was big news all over the world, but within a few news cycles, once European and American officials assured the people it was a limited-scope event, the general population swept potential fears under the rug. No one really reported on the fact that the European Union quickly instituted new regulatory policies that would force bail-ins across the entire continent should such a crisis take hold again. Likewise, Federal Reserve Chairman Ben Bernanke assured Americans that the crisis in Cyprus and Europe posed no risk to the US financial system, citing FDIC insurance for U.S. bank depositors as the safety net that would prevent a similar situation in the United States.

    The United States, Europe, China and all of the world’s developed economies are, if officials are to be believed, completely immune to what happened in Cyprus. The current belief by the best and brightest is that these countries are simply too big to ever be faced with a total collapse of their banking systems.

    But what if they were wrong? What if private debt reached such obscene levels that the loans taken on by lenders could never be repaid? What if a country like China, which holds trillions of dollars in cash reserves and has modern central banking regulations, did face such a problem?

    Couldn’t happen, right?

    It turns out, that’s exactly what is happening right now, as Chinese banks struggle to cope with nearly $23 trillion worth of potentially bad loans. Yes, that’s Trillion, with a “T.” The Chinese, it appears, have mimicked the exact set of circumstances that led to the 2008 crisis in America. Remember all of those empty cities and malls in China – they housed no people or shopping venues, yet cost billions of dollars to develop? It looks like all those bridges to nowhere are catching up with the Chinese. And the panic has begun, as evidenced by capital controls and restrictive withdrawal policies now being implemented by one of the largest banks in the world all across China.

    Want to know how a bank run starts? Look no further:

     HSBC is imposing restrictions on large cash withdrawals raising a number of red flags. The BBC reports that some HSBC customers have been prevented from withdrawing large amounts of cash because they could not provide evidence of why they wanted it. HSBC admitted it has not informed customers of the change in policy, which was implemented in November for their own good: “We ask our customers about the purpose of large cash withdrawals when they are unusual… the reason being we have an obligation to protect our customers, and to minimise the opportunity for financial crime.” As one customer responded: “you shouldn’t have to explain to your bank why you want that money. It’s not theirs, it’s yours.”

    “When we presented them with the withdrawal slip, they declined to give us the money because we could not provide them with a satisfactory explanation for what the money was for. They wanted a letter from the person involved.”

    Mr Cotton says the staff refused to tell him how much he could have: “So I wrote out a few slips. I said, ‘Can I have £5,000?’ They said no. I said, ‘Can I have £4,000?’ They said no. And then I wrote one out for £3,000 and they said, ‘OK, we’ll give you that.’ “

    He asked if he could return later that day to withdraw another £3,000, but he was told he could not do the same thing twice in one day.

    Mr Cotton cannot understand HSBC’s attitude: “I’ve been banking in that bank for 28 years. They all know me in there. You shouldn’t have to explain to your bank why you want that money. It’s not theirs, it’s yours.”

    Via: Zero Hedge

    As in China, the debt party in the United States has returned in force. We are now very close to the same levels of personal and commercial debt as we saw prior to the crash of ’08, but rather than being concerned the experts say don’t fight it, embrace it.

    But as is the case in China, the debt party will soon be coming to an end in the United States as tens of millions of Americans see their wealth and jobs wiped out. Like the people of China who took on loans they can’t repay, Americans are under the gun. And in the near future, the same credit problems that gripped the world before will do so again. And this time we’ll be footing the bill directly from our bank accounts (rather than the Federal Reserve’s printing presses).

    We may not yet have official regulatory or bank policies for restricting cash withdrawals here in the USA, but just try to head to your local bank and withdraw $5000 or $10,000 and see what happens. You will invariably be met with stares from bank employees and questions about your intentions and why you need that much cash.

    We’ve already seen how fast they can lock down the entire banking system. It’ll only take a push of a button and everything you think you have in your personal bank account could be seized.

    But then again, as Ben Bernanke has said previously, there is no risk to the financial system. Moreover, the FDIC has insured your money, so if something does go wrong with the American banking system, all of your losses are totally covered by the roughly $50 billion in FDIC reserves. That should be plenty of money to handle the $9 trillion in US-based domestic customer deposits, plus the $300 trillion in derivatives bets made by the banks.

    So, no need to worry, because the government’s got your back (and they would NEVER think of using your deposited funds to offset any bank losses).

    But even though it is impossible to conceive that such a thing might happen we recommend preparing for it just in case. We know FEMA will be there to provide emergency cash, food and recovery tents. But in the off chance the credit system locks up again, ATM’s are limited to minimal withdrawals, and the banks do seize your money you might want to have some food, supplies, gold, and reserve cash on hand.

    We realize such a thing could never happen – not in the world’s most developed and richest economy. Ben Bernanke, Janet Yellen, government officials and TV pundits say it can’t. So, these extra supplies would be just for fun and entertainment – something to show friends and family when they come over so you can have a laugh about all these crazy Doomsday scenarios.

    Click here to subscribe: Join over one million monthly readers and receive breaking news, strategies, ideas and commentary.
    Advanced Tactical Gas Mask
    Please Spread The Word And Share This Post

    Author: Mac Slavo
    Views: Read by 40,310 people
    Date: January 25th, 2014
    Website: www.SHTFplan.com

    Copyright Information: Copyright SHTFplan and Mac Slavo. This content may be freely reproduced in full or in part in digital form with full attribution to the author and a link to www.shtfplan.com. Please contact us for permission to reproduce this content in other media formats.

    361 Comments...

    Vote: Click here to vote for SHTF Plan as a Top Prepper Web Site
    1. Old Gringo says:

      If it’s not in your physical possession,

      you don’t own it.

      • Rodster says:

        Word to the wise and we are seeing more volatile shit flaring up around the world this new year. China is the one to watch and I don’t give 2 shits with all the gold they bought because most of it has been rehypothecated. Just wait to all the major players figure that one out and go wanting their gold back from China.

        Can you say WAR, boys and girls?
        – Mr. Rodgers

        • OutWest says:

          Ask an old timer who lost His money in
          the bank during the first Great Depression
          whether or not banks can ever be trusted.

          Be prepared for an earful.

          • Unreconstructed Southron says:

            They need their cash ’cause they’re bein’ asked why they need their cash.

            • durango kidd says:

              The banking and financial system in Europe is NOT the same as in America. That is the root of their financial problems. WE have one central bank, they have 28 and counting.

              What the PTB are trying to do in Europe is to use that crisis to create one central bank; the ECB, which would operate like OUR FED. One European Central Bank would require all EU nations to give up a lot more sovereignty. I don’t see that happening anytime soon. Certainly not without the exit of Portugal, Spain and Italy from that monetary system.

              While a real “bank run” in the United States could trigger branch closures, it would be for lack of available cash at any particular bank, not because the system is insolvent. Can you say “debit card”?

              Someone please explain to me how is it possible to have an insolvent system and/or a lack of dollars when the FED and Treasury can create an infinite number of new dollars?

              This is not 1929. The system has evolved over time and is much more resilient than ever before. The FED has repeatedly modified and tweaked the system, adding improvements over time, much like additional iterations of software every year.

              The system WAS insolvent in 2008 / 2009 and the FED created 20 trillion dollars with no comparable effect upon the economy; or hyperinflation.

              It ain’t your daddy’s Federal Reserve anymore.

              Having said that, the FED is a private organization which is not transparent and does not respond to the American people who have given these Member Banks a franchise to operate OUR monetary system. Its time to eliminate the middle man.

              Kill the FED. Death to the New World Order. :-)

              • hammerhead says:

                and yet, your stil believin in the system ?
                Ya got stocks and bonds riding ?
                Get over it kidd , the game is gonna end .
                That debit card is only good as long as the fed allows it to be , do you think in a crisis situation that internet banking wouldnt be the first thing shut down ?

                But yes , kill the fed .And bring banking back to local and state hands without fed gov hands in it .

                • Be informed says:

                  A marathon running was telling me there are ways to see just how really overweight someone is, like these wal-mart walkers that take up 1/4 of the aisle. I have yyet to try this, but she said this is a very simple way of seeing your just how much lard is someone’s body. In a swimming pool you allow your body to go limp and see where it ends up, on the top, in between, or at the bottom. If you are in pretty good condition and have decent muscle tone or are thin you should sink right to the bottom and stay there, holding your breathe if the water is deeper of course. If you are in okay shape you will kind of hover in between the bottom and the surface. If you go right to the top, she said you need to stop floating around like a fat turd.

                • durango kidd says:

                  Hammerhead: I believe in the American Financial System. I don’t have stocks except in my own private companies. I own real estate, and the real estate I own, I own outright and intend to pass to succeeding generations.

                  I have my fair share of silver and gold and some cash. :-)

                  While the debit card IS only as good for as long as the FED allows it, I do not use my debit card for internet purchases; only for cash withdrawals from an ATM. I prefer using cash and never “swipe” my debit card anywhere.

                  Save ten dollar bills in number ten cans.

                  Internet transactions are few and far between and then I use a credit card because it protects y purchase from Internet fraud. A debit card does not.

                  The “system” will not implode without a Pole Shift, EMP, or nuclear war. The Alt Media Fear Mongers have a vested interest in and profit from your irrational fears. They sell you metal and newsletters and gladly accept your DOLLARS (which they disparage) in exchange.

                  Guess the Fear Mongers still believe in the DOLLAR! :-)

                  WE have had a Great Depression before and this second leg down may find US in that economic state again. The system is better prepared to handle it now than ever before. There is nothing to fear but the Fear Mongers on one hand and the Gangster Banksters on the other. They are basically cut from the same cloth anyway, as some of them are second and third generation. The NWO can be eliminate overnight and at 500 yards.

                  Preppers and Christians should fear nothing and engage their employees everywhere. If an “event” occurs it should be another day at the “office” and an opportunity to apply the safeguards which you have put into place.

                  Changes are coming. Change presents US with many opportunities. Life is especially plastic during change. It generates an opportunity for US to put OUR stamp upon it in ways that were previously not available to US.

                  Engage your employees or be enslaved by them one change at a time. Adjust your windage if you detect a shift in the wind. :-)

                • Walt Kowalski says:

                  DK is a kool-aid drinker.

                • No Walt, he doesn’t drink it himself, he just mixes and serves it to others.

                • “The System”

                  Diversity:
                  Eventually, Americans will realize that we haven’t had a representative government since 1860, when big business got Lincoln into office and then declared war on the States. Free market capitalism died at the same time, we just didn’t realize it until 1913 when the Bankster cartel formally took over the Federal monopoly on power and money. We’ve had a fascist dictatorship since then and your vote has meant exactly squat. The only way to return to a Jeffersonian Representative Republic is the way our Founders did it in 1775.

                  Eventually, when Americans find that every person in the world is entitled to a job in the USA, except for them – all in the name of diversity. When they find themselves a dirt poor minority in the country their fathers founded. When they find out that diversity is not THEIR strength, but the strength of their enemies.

                  Eventually, but not today. Today many Americans will go to work at their corporate jobs chanting the mantra, “Diversity is our strength;” until it isn’t.

                  And it’s too late.

                  Supply and Demand:
                  The law of supply and demand dictates that an increase in supply results in a lower price.

                  An increase in the supply of labor, results in lower wages.

                  If you want to cut wages in half, double the workforce.

                  Almost half of the US population is here due to the Immigration Reform Act of 1965 and its subsequent iterations. Add to that the massive amount of work visas, student visas, and refugee visas, and you have doubled the labor market.

                  Comprende?

                  http://americandictators.blogspot.com/2013/07/legal-immigration-and-immigration.html

                • frruunkkiiss says:

                  @DK any so-called real estate or other property are not yours either. If you “owned” it, they couldn’t and take it at gunpoint for not paying taxes. As Mr. Carlin says, rights aren’t rights if they can be taken away – they’re privileges – see Japanese-Americans. Freedom, rights, and ownership is an illusion.

                  Time for all this stupid shit to end. Our ancestors had a good run for about 100 years. Once central gummit gets co-opted (and it always does), look out. Anarcho-capitalism, agorism, and lynch mobs that go after any hint of statism/facism is the only way forward. But that will never happen, people love their bobbles and the bread and circus, hence their slavery…

                • Jasmine says:

                  As of Sunday morning, this policy has been rescinded. Time to move on to another subject.
                  Source:
                  http://www.zerohedge.com/news/2014-01-26/furious-backlash-forces-hsbc-scrap-large-cash-withdrawal-limit

              • Kidd, what the printing did is create liquidity, not solvency. THE REASON they had to print is because they were insolvent and they have papered over their insolvency with liquidity. The banks are still up to their ass in debt to the bust of the derivatives, bad loans are still on the books, housing is still crap and now we are looking at retail taking a huge hit creating even more insolvency causing MORE Liquidity (right now it is 80+billion a month as in Quantitative Easing)to paper over the underlying problem of everything being broken. IF they were truly solvent there would be no QE.

                • durango kidd says:

                  02: I agree with all that you say, and I appreciate your response, but the majority of that liquidity is represented upon the Member Bank balance sheets as reserves, and that new money, replaced “bad money” or losses; and continues to do so.

                  How long it takes to work out the bad loans and toxic securities is hard to measure but based upon foreclosures WE are about half way through the process, “if it don’t rain and the creek don’t rise”, so WE are looking at another five years of processing time, at the present rate, if things remain the same.

                  Personally, I don’t think WE have five years. :-(

                  So the FED gave the banks new money and accepted bad loans and toxic securities in exchange. Rinse and repeat. Again and again and again.

                  I am not a derivatives expert so I cannot really speak to the enormous sums except to say that the four major banks own 96% of those derivatives: which are basically a credit enhancement tool through participating loans against underlying assets. What those assets are would be defined by regulation. Maybe zero Hedge could enlighten US about them.

                  Other “bets” made by speculators will likely see tremendous losses, but to my knowledge these would be hedge funds and investment companies not unlike Corzine’s which handles cash from other money managers and hedge funds trying to magnify heir leverage.

                  Pigs stay too long at the trough and they get slaughtered.

                  While the FED can repeat that process indefinitely, in theory, at some point in time the banks must make a profit from lending and the economy must rebound. The banks have been making money, but the economy has not yet produced a sustained turn around and indeed, WE are probably moving into the (SLD) Second Leg Down based upon early returns from the Holidays sales, but that could be mitigated by increased lending to small business and consumers.

                  Changes are coming just as they did in the 30’s. Gold could be digitized and monetized again, completing the economic enslavement of the American people. What those changes will be are still to be determined, but war in the Middle East will both delay and hasten world transformation.

                  Americans must become politically active or have those Changes imposed upon them, rather than initiated by them. OUR sovereignty as a nation is at stake. Infiltrate the Retards and create the change you want.

                  Engage. :-)

                • buttcrackofdoom says:

                  how eloquent, .02…thanks for sayin’ such a mouthful in only a short paragraph.

                • clint hospo says:

                  A lot of you know me for my gun reviews etc not a big finanical guru. Im 41 and did my time in Navy spec ops. I agreed with durango and be informed a year ago when a lot of you thought we woulldn’t be here at this time. I think we have a few more years or a war will break out this spring or summer or not. I have some silver and good on ammo and guns and a couple months of food and unlimited water. I understand basic finalical system structure but can see its hard for us middleclass to pay for health insurance or dish out extra 300 hundred or more a month and this cock sucker Obama doesnt realize why people are not signing up? They are not stupid they know we cant afford the extra money, it was a scam to make money off this system and we all know it but news doesnt act that way.

                  We will never convince half the population of what is going on. hell they have half of us on here confused with each other trying to figure things out. Our guns is the last straw. People will break into businesses or supermarket these days and will not just stand back and starve to death. I really don’t know whats going on and if durnago is right or wrong about the feds keeping our financial system secure. It seems to be that way, but on the other hand they cant pay bills and had to furlough the government and some military just recently. Or is this a way for them to make money I dont know. Everything they do is about money and control and thats it. SO you liberals remember they dont care about you, either do a lot of GOP. its about ways to get rich off this system by control

                • Clint, the insurance industry wrote obamacare in the days of George Bush. I am getting this feeling that the whole thing being a failure is Obama’s way of sticking one in the eye of these huge corporations set to profit off O Care. The gov is not answerable to the people, they fear the corps more as the corps will kill them. This is where we are, the Beast of the Bible is the moneyed corps that are now running everything worldwide. Goldman Sachs is more powerful than the president by leaps and bounds. Monsanto hires XE which used to be Blackwater to further their policies. This is the structure now.. bottom rung of the ladder is we the people, next is government, next is the many powerful corps, (goldman, jp morgan, raytheon, Dupont, lockheed martin etc), next is the BIG banks, Next is the Fed, next is the World Bank and IMF and on the top is the BIS– Bank of International Settlements. This is why it looks like we have no power and the politicians do everything against us because it is exactly as described above. We the people don’t matter anymore, even our votes belong to the corps who own the machines. The war is over and we the people lost.

                • durango kidd says:

                  frruunkkiiss: Thanks for the comment. I understand your perspective about taxes, and I don’t like them either; but I do like sewers, sewage treatment, streets, roll curbs, underground utilities, good schools, and city parks.

                  You get what you pay for. Just make sure you get it.

                  Property taxes pay for those services, but property taxes only pay for about 33% of all government expense. Sales taxes represent the other 2/3 of all taxes collected, thus sales taxes fall most upon “conspicuous consumers” and not upon barter.

                  I have no problem with “agorism”, people can trade now if they want too. But the free trade of garage sale economics in your local farmer’s marketplace or flea market cannot compete or replace global commerce; which requires a financial infrastructure and the management of that infrastructure.

                  These realities require an informed and engaged electorate at the local level monitoring local officials and pushing initiatives that are truly in the public interest; rather than the NWO Agenda 21 that is being imposed upon America.

                  Engage your employees or be economically enslaved by them one tax or revenue enhancement at a time. :-)

                • A few months after the Cypress mess, my coworker decided to have several months of cash on hand just in case. She went down to withdraw a portion of that from her savings. She was just going to withdraw $2000. (She had not convinced her spouse of the need for cash on hand and they agreed to this amount.) The bank asked her why she wanted the money and then asked for proof of her intended purchase. (This is in the US.) They told her they had the legal right to ask and deny, based on drug and terrorist laws.
                  Before the bank visit she was just being prepared. After the bank visit she was very concerned. It seemed she could not remove funds from her own savings account without proof that she NEEDED them for a specific purpose?
                  This is not a hard living person. She is a quiet church going parent and someone who is never late for work and never misses work.

              • Jim Bob says:

                Your debit card can be made worthless with the click of a mouse, fool.

              • sixpack says:

                “The FED has repeatedly modified and tweaked the system, adding improvements over time”

                Exactly DK. They have “tweaked” the system for minimal protection for the customer and maximum control for TPTB. They have slowly written in and/or regulated in more protections for the banks, no matter what they do wrong.

                They have truly made themselves lords and masters of our assets…THAT is what is meant by “IMPROVEMENTS OVER TIME”.

                Improvements FOR THEM, NOT US.

              • Yuri says:

                Someone please explain to me how is it possible to have an insolvent system and/or a lack of dollars when the FED and Treasury can create an infinite number of new dollars?

                If the lender doesn’t understand the difference between wealth and money, then there can be no default or insolvency.

                If, however, the lender wants back the wealth that the money represented at the time of borrowing (plus interest), and refuses to be paid back with “Monopoly”(tm) money; then printing more “Monopoly”(tm) money will not help the borrower repay the loan.

                “The system WAS insolvent in 2008 / 2009 and the FED created 20 trillion dollars with no comparable effect upon the economy; or hyperinflation.”

                So, we printed (digitized) ourselves OUT OF insolvency?

                Why don’t we cut to the chase and just print a single $20,000,000,000,000 bill and be done with it? We could be debt free tomorrow.

                • “The system WAS insolvent in 2008 / 2009 and the FED created 20 trillion dollars with no comparable effect upon the economy; or hyperinflation.”

                  If you believe that you haven’t bought groceries lately.

                  So, we printed (digitized) ourselves OUT OF insolvency?

                  No, the printing is replacing destroyed wealth. but there is still no economic growth, so it is not working and now the fed cant raise interest rates or quit printing or the whole game is toast.

                  Why don’t we cut to the chase and just print a single $20,000,000,000,000 bill and be done with it? We could be debt free tomorrow.

                  That is what war is for.

                • guero says:

                  Dollars are not money. Dollars are paper. Gold and silver are money.

                • durango kidd says:

                  Yuri: Yes, the FED printed (digitized) themselves right out of insolvency with OUR dollar. First they bailout out the GB directly with 800 billion cash, then they started QE which continues the bank bailout unabated.

                  Actually, I like the idea of the FED buying ALL US Debt. Then WE kill the FED, hang the bankers, and repudiate all the debt they own; as We would in essence owe it to ourselves.

                  A brilliant idea if I say so myself. Maybe it will get me the Nobel Prize for Economics. :-)

              • Nopittypartyhere says:

                I want what you’re smoking if you think that having one central bank makes us fundamentally different. We are overmax as a country. Period. I now longer use direct deposit. I only deposit the money I need in the bank, and not a penny more. My office manager got tweaked when I told her I wanted a check every two weeks. More work for her. I told her I didn’t trust the banks or the govt to ‘protect’ my money. Some places are now requiring Ddeposit of new hires, or that deposit card McDonald’s is using. Such utter BS. I’m rambling now. Got a hangover. First time I’ve had more than one drink a month in 3 years, but damn I needed to have some fun.

                • The nation has been divided into twelve Federal Reserve Districts, with Banks in Boston, New York, Philadelphia, Cleveland, Richmond, Atlanta, Chicago, St. Louis, Minneapolis, Kansas City, Dallas, and San Francisco. Twenty-five Branches of these Banks serve particular areas within each District.

              • Gods Creation says:

                “”””he FED has repeatedly modified and tweaked the system, adding improvements over time, much like additional iterations of software every year. “””

                The only improvements that have been added to the “system” is that it has become more efficient at criminal activity to the benefit of the banksters.

                When a system has to create debt to cover its debt, it is insolvent. PERIOD. When debt is its currency, the corp itself is insolvent.

                Continue singing the praises of your rulers schemes to steal back the wealth (I mean debt) they have lent you. Even the property you own belongs to the crooks, they just let you stay there while you are able to pay them.

                You will find out once your employees engage you. Somebody has to fire the first shot in the protection of their property.

                I somehow doubt it will be you.

            • Big Muff says:

              Tell the bank that you are giving your money to al gore so he can cool the surface of the earth down.

            • Ryback says:

              The liberals are on the offensive everywhere, attacking everything that is not nailed down. I read the news last week about the gathering in Davos Switzerland, where they are trying to figure out how to save the World from us disgusting poor people. One thing I read, that really stood out was a comment by one of the Davos organizers. He stated “Its time to press the reset button on the World”. I would really like to know what his idea of that statement means. In other news, Schumer thinks its going to be a free-for-all for him and his ilk. They wont be able to handle the Defense that’s coming. They should know that threats and fear make civil men angry. There are no more excuses when the brass meets the grass. And believe me we got more brass, balls and everything else.

            • Arizona Fred says:

              Extreme spraying over Lake Havasu all week…
              200 to 300 flights a day..
              Radiation levels double from inside my house to out …
              40 MILLION people drink from this lake,and ALL food grown from Tuscon to LA.
              God help us all…get ready

              PS…have you seen Super Bowl terror threat?

          • Makes me glad I don’t have a lot of money.. I would be a wreck worrying about it. I guess this is a case where less is more?

            • KY Mom says:

              Many people still don’t realize that the precedent that was set in Cyprus has been used as a template for establishing bail-in procedures.

              The shocking way the U.S. government can “legally” STEAL your money without recourse

              A must-read for anyone with cash savings…

              “Once you deposit money in a bank, from a legal standpoint, that money is no longer yours. Instead, the BANK owns it. You are an unsecured creditor.

              What’s more, in the event of future bank failures, the U.S. government has now confirmed that rather than paying off depositors, it may instead force them to submit to a “bail-in” regime similar to what recently transpired in Cyprus.”

              (*from the joint paper, “Resolving Globally Active Systemically Important Financial Institutions,” issued by the FDIC and the Bank of England on 10 December 2012. One can read the full 18 pages or read the executive summary very closely, where it mentions unsecured depositors being last in line.)

              The Daily Crux

                • Average Guy says:

                  It’s interesting to see that people have great faith in financial systems as if a ‘financial system’ – be it controlled by a small powerful secretive group, or a state – were a god over individuals and ultimately flawless when in the right hands.

                  You’ll never see those types of people stop and consider that perhaps we are all better off if individuals were the ones to determine what money is and how much is to be in circulation. They freak out at the notion of individuals deciding if .22 ammo, gold, or cattle are their preferred forms of money. No, those types always want some technocrats to decide what money is and how much is to be about, while making all sorts of rules for you and everyone else but them.

                  Many people don’t even want to admit the fact the Power Elite are finagling themselves to be the great deciders for everyone by first creating The Fed (the unitedstate financial system, a.k.a. a cartel) then they created, “The European Central Bank (ECB) [which] is the central bank for the EU, established by the Treaty of Amsterdam in 1998, […] The ECB began to act fully like a central bank in 1999 and gave the EU the modern money-printing mechanism to go along with its modern, one-size-fits- all euro currency.” …

                  http://thedailybell.com/definitions/params/id/1857/

                  Do you ever wonder about the connection between The Fed, the ECB and the B.I.S.?

                  Probably not. No one talks about the role the B.I.S. plays. Or, very few people do.
                  The so-called experts just want to go on and on about how “resilient” and “modified” the current system is while they defend the current system and perhaps add that it only needs a minor tweek and it will be a better and kinder Over-Lord. All the while the B.I.S. gets ignored.

                  The defenders of the status quo will say things such as “the FED created 20 trillion dollars with no comparable effect upon the economy”. This has been said by many people.

                  However; there’s this effect:

                  The Most Dangerous Chart in the World

                  http://www.safehaven.com/article/32530/the-most-dangerous-chart-in-the-world

                  And then there’s the bond bubble, the housing bubble 2.0 (and the 25 MILLION excess empty houses still sitting there and they’re not going away) plus the huge and ready to implode credit bubble in China and elsewhere.

                  If 20 trillion Dollars weren’t released upon the world the whole thing would have collapsed and everyone would be well on their way to re-building. To say those Dollars had no effect is, beyond hubris.

                  That won’t stop the believers in ‘the system’ though. They’ll go on saying, “just one more shot of inflation and all will be well” while their motto is, prosperity through never-ending debt and rising prices.
                  And always they will stress: whatever you do, validate them! By working within the system, for the system, and nothing but the system.

                  It’s all quite sickening to watch.

                  Bring on The Fourth Turning.

          • unknown suspect says:

            My grandfather remembered this when he was a kid. His dad went down to the bank to withdraw money. The bank told him they didn’t have any money to give him. He told them he’ll be back later with guns and they had best have his money ready. He showed up, they had his money ready.

            After that, he used the “backyard bank” and never trusted the banks again.

            I don’t trust them either. I take half of my money in cash. I was at the bank cashing my work check one day and asked for it in 100’s, 50’s and 20’s… The teller giggled and asked me why did I want it in cash.. “Don’t you trust the bank”? I told her “no, not after the “haircut” Cypress received”.

            Besides.. Cash gives me privacy that electronic transfers do not. Single point of record- Bank cashes check in cash, no more trail. Also I have no wish to be “targeted or neiman marcused”.

          • Old Gringo says:

            OutWest: Get your drift but assuming you could talk to someone that had lost money in the Great Depression (1929) let’s break it down.
            They would have to be say, 25 years old to have had any money to invest…which means they would have been born in 1905…which means they would now be 110 years old….which means they’re dead and not sayin’ sh-t to anybody.
            Hope you don’t mind my bustin’ your balls.
            It’s all in fun with no harm meant.

            • PJ London says:

              You cant read too well, “My grandfather remembered this when he was a kid. His dad ”

              Assuming his Great -grandfather went there in 1930, his grandfather could have been born anytime up to and including after the second world war.
              If you assume that his grandfather actually witnessed it and remembered the incident, he could have been born in 1925. When did his grandfather tell him this incident, could have been 60 years ago.

              Your arithmetic is not too good either.

              Don’t get me wrong, I don’t care either way, but just busting your bubble.

              • Theirs a lot of them still here who were there…My Gramma is 90 in a week…she was there and saw the hard times of the depression…my neighbor is 92 and he was there…my Dad who recently passed was a kid in the 30s(and all of them were working for cash money as kids… mason jars tended to be the banks of the day for the smart ones as well as the poor ones…they still work too :) and told me of it and taught me how to avoid some of it if it repeats…point is lots of us have present access to folks who were there and were hurt by it…theyre a treasure trove of info that folks ought to be using to learn…just sayin

            • unknown suspect says:

              If it was my grandfather remembering this, that would make his father my great grandfather. My grandfather was 2 when it happened, but remembered the story quite well. I don’t know what the sum of money was, but it was enough for him to go back to the bank with guns in hand.

              You might want to get your glasses checked, Old Gringo. It wasn’t Outwest that posted the comment. Better yet, how many pairs do you have socked away? This is a prepper site, and I’d hope folks that wear glasses have stored lots of pairs, in differing powers.

          • ItIsWell says:

            Since the Target and now Michael’s and other stores were compromised I cash my husband’s check and deal with just cash. I leave just enough money in the bank for house and truck payment. I wonder if others decided to do this as well? I know its going to hurt the banks ability to loan money and operate normally but I can’t bring myself to believe they will run to my rescue if my account is compromised or if things hit the fan.

          • As an Old Timer , 65 , I do remember my grand pa who would go walking in the woods of East Texas , just before he went to the store . Never did figure out why he did that and why the money was ” Red ” , Rusty Red from a tin can buried in the woods . I figured why he did that a few years ago !

        • RickInOregon says:

          When china calls on our debt and our nigerian uncle sends them a couple of trillion dollar obama coins and ask for the change back, I will laugh my butt off and when china nationalizes all foreign corporations I will be on the floor rolling in absolute laughter, I’ll be laughing so hard my sides will ache for a month.

        • oldwhatshisname says:

          ‘Rehypothecation’ is an alternative name for ‘re-pledging’. In other words, a party who receives a pledge of collateral pledges the same collateral to a third-party. In the derivatives market, rehypothecation is sometimes also called ‘re-use’. However, the term ‘re-use’ is sometimes used in the repo market for the outright sale of collateral by the buyer to a third party. source: http://www.icmagroup dot org

        • Hammerun says:

          The word is Monday the 27th is going to be a rough day at the Dow,Nasdaq and S&P. the markets have slid a pile last week anyway.
          My wife and I decided to pull down our accounts three years ago at Chase. Long story short even back then when I wanted $135K in cash by the way it looked, you’d a thought I was robbing the place. They even informed me that this withdraw was going to be reported to the government, the IRS. Lovely!!!

          • Jim Bob says:

            After dumping 313 points last Friday on the Dow, the PPT has been told to report for work at 3.00 AM EST Monday morning and to bring their lunch with them because it’s gonna be a BUSY day Monday.

          • buttcrackofdoom says:

            i checked into this issue a few months ago…many people think that if you take MORE than 10,000 dollars at once from the bank in CASH, the IRS gets a letter from the bank…not so…if you even ASK a teller what the cash limit is, they gotta send a letter to IRS….if it’s 10,000 in one MONTH, IRS gets a letter….if they even THINK you might be doing sumthin illegal,….yeah, you got it….google it, it’s easy to find. spend yer money on STUFF!, but make it the RIGHT STUFF! oh, BTW, to my friends i would like to wish for a happy 1984!

            • bohica1 says:

              from what i recall reading many months ago, the feds have asked the banks to report any unusual cash withdrawals from accounts. however, i wouldnt b surprised if that was outdated now ,given NSA encroachment today.

          • NIGHT BREAKER says:

            DHS ON ALERT STARTING MODAY 1-27 -2014 to 2-4-2014

            orders to report and standby by , when questioned if this was a drill we were told in confidence to get “our shit in order” orders not coming from DHS HQ or director, Orders Direct from DOD
            For infrastructure protection and critical operations force protection.

            Extreme cold weather gear issued.

            WTF, out of the blue.

            • NIGHT BREAKER says:

              Think I am going to call in sick on Monday

            • And you know this from first hand knowledge? Not some “anonymous” source?
              If first hand knowledge, you’re not worried about being in trouble with your employer for just putting it out there for the world to see on the internet?

              ummmm, ok, forgive me for my skepticism. It comes from many years now of these “warnings.”

        • durango kidd says:

          Sorry Charlie, but Chinese Banks do not rehypothecate Chinese gold and the major players do not store their gold in China, so your facts and premise are wrong. The Gold Exchange in China is a relatively new venture (this past year). It is a private endeavor like the London Metal Exchange

          China (the State) buys all of its own production (at less than market value) from private Chinese Miners, and it is the largest producer of gold in the world. China also encourages its citizens to buy gold, which is why China has passed India as the largest consumer of gold in the world.

          War will not be over gold, but energy, and that war in the Pacific is many years away. China cannot match the USA militarily, but it is gaining ground quickly. Why engage in mutual assured destruction with your number one market partner and the source of your wealth, if you have $3 trillion of foreign reserves in the vault to buy anything you want? Not gonna happen.

          The CCP and the Gangster Banksters are partners in global financial domination. The Chinese Elite PTB (CCP) have by most accounts, skimmed more than 5 trillion dollars off their economy, converted it for personal use, and transferred it offshore to the Caribbean, Persian Gulf, and Mediterranean.

          War is an illogical act in an era of nuclear weapons and is likely only between illogical adversaries like Israel and Iran. That war will not be about gold or energy; but ideology.

          I give it 90 days. :-(

          • CarmelChic says:

            Your info is intelligent and correct. I have prepared like you.
            I had no idea my getting permanent residency outside in another
            country in 1992 would eventually pay off big. I can leave
            with this authorization in my passport. There is nothing as great
            as the beauty of the west coast and moderate climate though so trying to stay here.
            If I have to go overseas again I will.
            Dont keep your money in banks or with brokerage houses or financial
            advisors! Live in a smaller area with lots of farms close by.
            They wont be able to transport/export all the food grown in Watsonville, Salinas and Carmel Valley so plenty for the locals.
            Maybe add “water” to the war secondary stress causes.
            Learn to live in the moment – be present – in inner peace. The universe serves everything you need in time at the right time if you stay in oneness with the holographic energy of infinite wisdom and light. Being in the joy of bliss flowing through ones entire being is a priceless amazing reward for evolution of the self. Best to you all!

            • durango kidd says:

              CarmelChic; You are obviously an extremely perceptive, highly intelligent and enlightened woman, experienced with kundalini yogi and tantric sex. Obviously a “lightworker”.

              Can you help me clear my chakras? 😉

              • mark says:

                Kundalini my rear end! If you will google the word kundalini you will find it is nothing to mess with.

                • durango kidd says:

                  Mark: On the contrary, Kundalini energy is the Life Force that animates the mind-body-consciousness in each of US. It is the Spirit of Life within US and is OUR connection to the Creator. WE should consciously embrace and explore that life force, as WE do use it subconsciously, anyway.

                  Your kundalini energy is YOU.

                  To fear it is to fear your own identity as a living soul created in the image of God. Exploration of our true self is not for everyone at this time, but until human beings recognize and relate to their true self, and the connection that true self has with each other person in the world, WE will continue to divide ourselves into groups, nations, and ideologies in an attempt to dominate others and impose our will upon each other.

                  When their true self and spiritual nature is understood, “Grazers” will understand that they harm their own souls and limit their god given abilities by clinging to their social dependency generation after generation as the easy way to get by.

                  In truth, WE are all one, connected in the Spirit to each other through our Creator, like a giant Internet in the Spirit; each of US with a separate IP address based upon our “frequency” that is determined by the vibration of OUR thoughts and speech. Change your thought and change your vibration and it will change your “IP address”. Your life will change as a result.

                  The Fruit of the Spirit must be cultivated; but the Gifts of the Spirit are the natural manifestation and consequence of the fruit embedded in OUR lives.

                  Mind is the builder, spirit is the animator. You are what you think and do. In the mind and spirit resides OUR power to create the world WE want to live in, as co-creators with God. The Kundalini Energy is OUR physical vitality from the source of OUR spiritual power, which is OUR Creator.

                  Engage. :-)

            • Dave in ID says:

              Carmel is full of libs, fags and radiation.

            • buttcrackofdoom says:

              you said “They wont be able to transport/export all the food grown in Watsonville, Salinas and Carmel Valley so plenty for the locals.”……what makes you think when TSHTF, you will still have lots of food growing in the central valley of Kaliforneeuh? you don’t think with all the turmoil that you might not be able to even find fuel to run a tractor…or workers able to GET TO work to harvest those fields? remember the LA riots and that one trucker was dragged from his truck and they caved his head in with a cinder block… hope i didn’t sugar-coat that response to much for you.
              then you say “Maybe add “water” to the war secondary stress causes.” we need to add some water to those old hags representing US in DC, from the looks o’ things

            • mountain man 6-1 says:

              And may th Unicorns dance across your yard and Rainbows fill yer sky’s ! Then you can ride in th Yellow Submarine to the bottom of the sea ,while blowing bubbles of pink & green !! ……Ain’t this some Beer-Battered-Bullsh*t !! Hey , ya might wanna slow down on th PCP …mm

            • BadAmerican says:

              @CarmelChic:

              Welcome to the party.

              Standing by on the Monterrey Bay.

              ….NOMI………BA.

          • Jim Bob says:

            Actually, China exports more to Europe than to USA. Don’t be suprised if the Chinese think taking down USSA economically is worth a depression in China.

          • posseecom says:

            DK

            War is always about resources

            The banks have always created the “wars”…
            then formulated to the politicians
            who presented it to the media
            who then sold us in the noble lies of ideologies..
            for thousands of years

            The banks and pols have also ‘engaged” us in the other noble lie…vote..

            Yeah we all have voted in their farce..and what have we reaped as result?
            A continuation of the agenda under the false hope of voting for r or d will somehow surely change the course.

            It appears the course is financial ruin for most of us..
            degradation of all of rights and freedoms

            It also appears we have been “engaged” for quite some time now in a predetermined global game of chess

            and we collectively have been the pawns all along..

            check mate

            possee

            • durango kidd says:

              Posse: Thanks for the comment. If you believe that dribble, then you make it so. Get out of your mental rut. Quit believing what the NWO PTB want you to believe.

              They want you to believe that you are powerless when there are only 85 Uber Rich who control the 1%, who control the 10%, who control 147 Multinational Companies and 25 banks that control the system.

              If you do not believe that YOU have the power to affect changes in the world …. you cannot and never will. Why do you even bother to get up in the morning? :-)

              If OUR Forefathers had believed that they could not change their circumstances, or that it was better to live in the service of the Crown, than die fighting for Personal Liberty, America would not exist today.

              America will cease to exist when the vast, vast majority of Americans believe as you do. You have the mentality of a loser. Change your mind and change your life.

              Thankfully, millions and millions of Americans do not believe as you do and they are resisting. They are organizing, communicating, volunteering, donating, demonstrating, and voting. The PTB FEAR an engaged and enraged electorate. Why do you think so many are retiring when the handwriting is on the wall for them?

              It only takes an hour to change the life of any man or woman. How will HE find you in that hour? Engage. :-)

              • Just_Sayin says:

                DK… I don’t post often but I have to say that I am going to write you in on the ballot in 2016 !!

                You are one of many on this site that I take the time to read carefully when you take the time to post.

                What are your thoughts on an individual that has been working since I have been 15 and dumping money into a 401K (please no slide remarks… I know) because that is the way I was told it was done as a child. I now know better however that doesn’t change my predicament. Do I take the hit (-44%) or leave it be knowing that I have another 20 years of work. Of course, I am just looking for your opinion and not assuming financial responsibility from your advise… thanks.

                • durango kidd says:

                  JS: Thanks for the compliment. Hold the applause, just throw money! :-)

                  Actually, I am not the best one to ask about 401k’s since I do not have one, recognizing many years ago the eventual fate of retirement accounts after the 1987 crash; choosing instead to invest my cash after taxes into real estate and minerals where depreciation and depletion allowances magnify the investment that I control. For that reason I have not kept abreast of IRA’s, or derivatives, since I am not a Hedge Fund Manager or Trader.

                  There are others here with a similar circumstance as yours who have voiced their opinion, experience, and advice and maybe they will join in the conversation. Also put it out there in the next financial article and make sure you post it near the top so people will read it. Use IRA HELP!!! as your moniker. In the meantime I’ll try to do some research by then.

                  44% is a big hit. You might want to quit making contributions into that 401k now, in the event that you do decide to cash it out; and then apply the cash to your preps or another IRA. I would buy some good fishing gear and a really good metal detector, but that is just me.

                  You might be able to convert your IRA into a Roth IRA, or some other IRA where there may be some advantages to that, like being able to direct your retirement into an asset class you like, ie gold or real estate.

                  It seems to me that there are Gold IRA’s available so you might want to roll the current IRA balance into a Gold IRA if you can. You could start a new IRA that way too.

                  I would recommend using a Big Four Bank if possible, or a Canadian bank (BOM). Say what you want about the GB’s but they will be the last financial institutions to fail, not the first. If they fold, civilization is toast, just bend over and kiss your ass and 401k goodbye.

                  You can also kiss your 401k goodbye if the NWO is successful in converting all 401k’s into a government retirement account investing in US Bonds. If THAT happens you can be assured a crash is coming.

                  Good luck! :-)

        • clint hospo says:

          REMEMBER IF A COLLAPSE HAPPENS BETTER HAVE A GUN BECAUSE THE POLICE ARE GOING TO BE VERY VERY BOSSY, TO GET DOWN AND AT HIGH ADRENALINE. WATCH YOURSELF AND PLAY WEAK UNTIL THE TIME HAPPENS THEN STRIKE.

          • king krazy says:

            The best thing the cops can do is get out of their uniforms and head home.

            • Gregory8 says:

              king krazy: You seem to get it unlike some folks I’ve spoken with. They seem to think that every city, town, and village will be crawling with cops and military personnel come a collapse (marshal law) when nothing could be further from the truth. We have just under 3M military which includes active, and reserve personnel, those overseas and at sea, and well over half of them are not combat arms. Now add all the cops; federal, state, and local and you get almost another million. Math says that’s less than 4M to cover the 3rd largest country in the world in both land mass and population. You’re right about the cops, everyone of them with a family will head home along with those military personnel whose families live off post in order to protect them. If and when a major event occurs, it’ll be YOYO Time (Your On Your Own).

      • hammerhead says:

        Thats right gringo , thats why i put all my money into farmland . I can stand on it , and they can bury me on it if it comes to that .
        I somehow doubt i would push up daisies though…….
        probably thistle .

      • Walt Kowalski says:

        And if you don’t have the means to defend it, you won’t own it for long.

        • sixpack says:

          That depends on who you have to defend your land from. It’s not like they can take you to your lawyer’s office at gun point and force you to sign over your land…the government, OTOH, can just remove you from it by force and do the paperwork themselves.

          Worry about the politicians—not the people.

      • Mountain Trekker says:

        Silly question, but I always wondered. That strip in all big bills, if you pull one out, the numbers on the strip are the denomination of the bill, and they look to be metalic. Does anyone know if there is enough metal in a stack of bills to be detected by a metal detector. Trekker Out. Semper Paratus!

        • sixpack says:

          Rumor is, it’s not only the bill changer machines that can recognize those bills by reading the strips, but that they (people with the resources/gadgets) can track them right from your pocket if they want to.

        • buttcrackofdoom says:

          i used to travel with a friend that always had a wad of up to ten grand(or more) in hundies in his pocket with him at all times. he kept it in his pocket going through airport security and even with the wands they never found it on him…but that was before 9/11/01…that’s about when we stopped going together to the shows we were attending.

          • sixpack says:

            you might be getting low-level “magnetic” confused with “metallic”, BCOD. FYI: the ink used to print the routing and account numbers on checks is also “magnetic”, but a wand at the airport won’t beep on them either.

            The old cassette tapes were “magnetic” also.

      • Jim Bob says:

        Ann Barnhardt is right. If you can’t stand over it with a rifle, you don’t own it.

      • Horse'sass says:

        Adeendum: and as long as you can defend it. That may be a big if.

      • Ramadiron says:

        This is a bit off topic but i googled “is there a ammo shortage”. Every page i click on and it says my search engine has stopped working. But if I google anything else it works. WTF???

      • franzpick says:

        The answer to being denied your requested withdrawal amount is: ‘I’m closing this account now and demand you return ALL my money on deposit.

    2. Sgt. Dale says:

      What is nice is that I don’t have a lot of money in the bank. Just enough to pay the bills when they come in.
      If they shut off my gas I’ll heat with what I have on hand. If they shut off my lights the only thing I will miss is You Guys. I’ll use my solar power. And other items for lights. No T.V. SO WHAT. not a big deal. If it happens I’m I PRAY that you are.
      THIS COUNTRY BOY WILL SURVIE!!!
      A.S.M.S.
      Sgt.

    3. Rodster says:

      No doubt the global financial system is breaking.

    4. USMarine says:

      It amazes me how quickly things are becoming undone. I just hope it holds off until I leave Hawaii and come back to the mainland. Also, kind of related, a few states are now accepting physical silver as currency. The fecal matter is about to touch the blades.

      • hammerhead says:

        yep , marine , my twp hall said they will accept silver for property taxes . so………..

      • Gregory8 says:

        USMarine: I lived in Hawaii for 7 years (81-88) and then took a job in Florida. When folks find out I lived there they always ask how I liked it. I’d always answer “It’s a nice place to VISIT”. I went back for week in 2003 and it was different as a tourist but I’d still never want to be stuck there during any long term crisis. I finally retired and moved out of Miami, Florida to a small town in the north end of the state because WTSHTF all cities will be hell-holes, especially places like Miami, NYC, and Honolulu. Get as much of your stuff prepositioned on the mainland incase you have to leave in a hurry. Good luck!

    5. cossack55 says:

      Rule 1:

      If you ain’t holdin’, you ain’t ownin’.

      You can take your fractional reserve lending banks and the Federal Reserve and stick em where the sun don’t shine.

      Until the above is accomplished, there will be no such thing as a “free market” in this country.

    6. Sgt. Dale says:

      That should read- I’m ready and I will Pray that you are. Hit the button too soon.
      Sgt.

    7. 300lb Gorilla says:

      Got gold? If not you are LATE to the party.

      • Christian Man says:

        Hard to eat, if you only have Gold! You need to prepare with a wide spectrum of preps, PM will become handy after a few months of PANIC, if and when the banks fail.

        Wide spectrum of preps, Beans and rice get old fast, if that’s all you have!

        Thanks

        • Kulafarmer says:

          Yep, ill bet there will be people willing and ready to trade me their gold for cans of spam and green beans!

          • Been saying that ever since this “gold” thing has been kicked around on this site. Gold might be nice AFTER you have everything else (and I mean everything) in place. If I had disposal income laying about, it would go to water or a well or a pump that runs on solar or a wind mill or a bug out location or a ________. I can think of soooooo many other things I would do b/4 I would buy gold.

          • Arizona Fred says:

            Exactly….what will you trade?

        • JayJay says:

          I bet I can eat something different every day for months.
          Lots of dishes to make with macaroni, ramen noodles, pasta, and rice.
          :-)

          Oops..OPSEC just killed.

        • John_Allen says:

          Beans and rice get old fast.

          Agreed.

          I like jasmine and basmati rice. I like them even better mixed with black bean soup and some of my favorite spices. I could eat that for part of my calories the next 20 years if I had to.

          I have enough of those spices to keep a neighborhood restaurant supplied for years. The nice thing about commercially canned beans is one does not have to cook them for six hours in an energy-scarce environment.

          This is only a generalization but until recently I have never seen a fat Asian. Rice keeps a billion and a half Asians fed.

          • JayJay says:

            Right about the canned beans. I have pinto in 5 gallon bucket and tomorrow getting white beans.
            But in a SHTF scenario, canned will be better–I don’t like them, but with bacon grease, they will do.
            Black beans and 3 bean soup is good.
            Can of tomatoes, can of corn, can of black beans; mix some ground beef with it if you need or chicken.

          • Paranoid says:

            In a pressure cooker beans only take about 12 minutes if you have soaked them.

        • lower40 says:

          you might get tired of them beans and rice ,but at least they’ll be making a solid turd ,and given the drathers id rather be tired then dead

        • Gregory8 says:

          Christian Man: The proper order of things is Beans, Bullets, Band aides, and then Bullion. Get one almost done and then move to the next.

      • TimTheCrusader says:

        Silver is a much better investment. But you should have food/water/ammo before anything else.

      • The Old Coach says:

        That’s a party I won’t be at – – – The one where the Feds come and confiscate your gold at gunpoint. They will do it, because have to, and because they can.

      • buttcrackofdoom says:

        most of us KNOW yer not talkin’ to US preppers, right monkeybutt…..to you newbies, what he meant to say was…”hope y’all got yer preps in order and that yuh had enough to get some GOLD too”…..afterall, you never seen a man with gold starve, or a quiet woman git choked…heeee hee heeee heeeeeee!

    8. maddog says:

      I don’t think it will be a problem for me when I withdraw my $72.50. But then again that’s a positive number and I believe most Americans accounts are negative.

    9. RickE. says:

      Banks need to provide evidence as to WHY we need to put our money in their banks! As usual, the banks have it backwards!

    10. Satori says:

      one thing to remember is that in this day and age
      bank runs can happen silently

      this happened when Wachovia started going under

      people didn’t line up the local branch office to get their money

      they simply went on line and moved it

      • Paranoid says:

        People this comment is far more important than you may think. Those of us old enough to remember Continental Illinois Bank, remember they went under on a Saturday when the market was closed; just because 4 guys in Japan decided apparently independently they didn’t want anymore of their paper. Monday morning NY time. they were already gone. Forget old time bank runs.

        • Kulafarmer says:

          Derivatives exposure,,,,
          Thats why banks will go under,, the greed of their management, the bankers are no longer that mizerly Ebeneezer Scrooge type of guy, now they are all these Mercedes driving, mansion owning debt whores like every other numbnuts in beverly hills.

    11. Mal Reynolds says:

      Saw this at Zero Hedge as well. Also, JP Morgan saw their biggest withdrawals EVER of physical gold from their vaults. The beginning of the end for the fiat game is at hand. Buy things of value with your paper while you still can.

      Mal

    12. PO'd Patriot says:

      In China you can’t have Mr. Colt speak up for you and get all your money. Sounds like ‘Mr. Cotton’ might be a “round eye” which make no difference how long he has banked there.

    13. awka says:

      So…..What happened when he asked to close his account? Curious if that would also be forbidden.

      Very disturbing though and a good heads up

    14. wunderdarling says:

      I stopped at the bank yesterday. I wanted to get 300.00 from my account. They wanted my I.d…….fine. They entered my DL # and the expiration date in the system. WTH??? It was my money from my account.

      • The Old Coach says:

        Gotta slip this little fact in somewhere, so why not here?

        It’s NOT YOUR MONEY. As soon as you deposited it with the bank, it became THEIR money, to do with as they please. Otherwise they’d have to ask your permission to loan it to some crooked contractor to build cheap housing, or to send it to a foreign government to buy a Zimbabwean bond. The authority and power to dispose of a thing is what ownership is.

        Oh, they’ve got an obligation to pay some money pack to you, but in the meantime THEY have possession of it.

    15. Claymation says:

      Who keeps their currency in the bank? Who keeps their currency in US dollars? Turn your currency into something of value you can hold in your hand. PMs, beans, bullets etc..

      • Sgt. Dale says:

        Clay
        You are right. What I have read and heard was just to keep enough money in the to pay you bills that are direct with drawls. That is all the money I have in there. You are right P.M., Rice, Beans, Bullets, water, Ect. Most of all PRAY!
        A.S.M.S.
        Sgt.

        • Dave in ID says:

          And Maple Bars. My pit/lab mix likes them too, but he will pass on the coffee.

          • Coffee.. I will have to trade gold for coffee, as without coffee I am running screaming naked through the forest.

            • Paranoid says:

              02, If you are a guy, gee whiz to bad, so sad. If not, run my way I’ve got coffee.

              • Mountain Trekker says:

                Para if .02 ain’t a guy, just sayin, she might be like Pissed Off White Guy’s wife in yesterdays article. You may hide your coffee. Or on the other hand you might enjoy your coffee with some heat when the weather gets cold. Trekker Out.

            • Archivist says:

              You can grow and roast your own coffee. The plants can be grown indoors or in a greenhouse. The temperature needs to be between 45 and 80 degrees. They need filtered sunlight, not direct sun or complete shade. I don’t drink coffee, but I might consider growing it for barter possibly.

              I plan to get my own caffeine from yaupon bushes. The yaupon is the only native source of caffeine in the U.S. You can brew the leaves and tender stem ends, then add sugar and maybe some sort of flavoring. Yaupon is a woody shrub and grows like a weed, at least in my yard it does. We transplanted it here many years ago from Carteret County, NC. I plan to transplant some of them to other parts of the back yard so that I can have a large crop. I’m not telling the neighbors what the plants are or what they’re good for. They resemble privet hedge, but the leaves are darker and slightly serrated around the edges, and the stems are lighter in color.

              Now if I can just get rid of the privet hedge.

              • Babycatcher55 says:

                Keep grubbing it, and beware of new plants started by the birds. It’s how we got rid of our privet. Good tip on the Yaupon ( it’s a holly, btw) but I would like to grow it now…

            • lower40 says:

              my vice is pepsi ,but i know its just the caffine ,so ive been buying up big cartons of tea on sale

    16. jerrytbg says:

      “In the heat of the Cyprian financial panic……. and ramped up security to prevent angry Cypriots from breaking down the doors.”

      I mentioned before how a national bank in my neck of the ICW is in the process of shutting down all of their drive thru teller windows that are not part of the main building…

      Gee, I wonder why …again…NOT… :-)

    17. RobertKinghorn says:

      Mr Cotton cannot understand HSBC’s attitude: “I’ve been banking in that bank for 28 years. They all know me in there. You shouldn’t have to explain to your bank why you want that money. It’s not theirs, it’s yours.”
      This is where most get it wrong. It is in fact not your money. The rules of banking state that once you deposit your money it becomes the banks and you are now a creditor of the bank. You agreed to this when you opened an account at the bank, read the fine print.
      Don’t hate me I don’t like it but people need to become educated to the banksters rules.

      • John_Allen says:

        RK,

        Michael Snyder brought the banksters’ rules up here back in April 2013. He mentioned the Dodd Frank Act of 2012 as the source:

        “when you deposit your money into a bank or financial institution, from that moment it becomes the bank’s. You are not a “depositor.” You are an unsecured creditor. You are last in line for repayment if something goes wrong.

        If you are lucky, you will get some of that failing bank’s stock, with which you can wipe your ….

        As I’ve mentioned here half a dozen times since last April, the FDIC – Bank of English joint position paper, “Resolving Globally Active Systemically Important Financial Institutions” gives them the right to help themselves to your property. I found that on the FDIC’s website.

        I leave about $50 in a credit union from one month to the next. When I need to use their bill payer, I deposit cash I HOLD back in, just enough to pay those bills. I have their debit card. The only thing I have used it for is to renew my auto registration online. Cash does not leave a paper trail.

        Losing that $50 would be a paper cut compared to the exsanguination millions will suffer. When they can’t buy food … rioting that will make Egypt look like Sunday school. Myriad folk will be shot down in the streets because they refused to wake the F up and take timely action.

    18. GulfVET says:

      Hmmm, was reading somewhere about February being a very bad month. In looking at the stock market, potential Chinese financial meltdown,Obunghole care meltdown, and the situation in Iran being weeks away from being able to manufacture nukes, well id say it just may be a month/year to remember me thinks! Prep and pray my friends as at this point, that’s all we can do.

    19. Oathkeeper209 says:

      Honest question, but we all know how severely underfunded the FDIC is in regards to reimbursement..but what about the NCUA?

      • John_Allen says:

        Oathkeeper,

        Being afflicted with the legal business’s “read every word” disease, I tried to read the Dodd Frank Act of 2012. All 110 pages of it. When my eyes glazed over 25 pages in I quit.

        All I have to support my assertion that NCUA is under Dodd Frank is circumstantial evidence. Two people, a friend and the manager of a credit union I recently joined, told me their passwords changed last October or November in response to Dodd Frank
        requirements.

        By inductive reasoning, why would they have changed their way of doing something if they were not subject to Dodd Frank?

        Your money is ultimately no safer in a credit union than it is in a commercial bank or brokerage. If you can’t hold it in your hand it isn’t yours.

      • buttcrackofdoom says:

        had a friend i hung around with a few years ago was THE branch manager at my credit union, on her way up higher. i kept saying in 08 “what’s it like in here…everything OK”….she ALWAYS laughed at me….within a few months, she didn’t have a JOB and the name was changed! gee, whocouldaknowd? we aint even sung the national anthem in this muhfugguh yet!……………. 5 minutes ago the power went out(so cal) and after a few seconds i started thinking what it’s gonna be like with no electricity. no security lighting…no driveway alarms to warn of someone roaming yer property. no fire deptmt. if someone tries to burn you out of yer house…no water to put it out even if you DO fight them off…it will be awful similar to fighting in a jungle with enemies all around …man, what a feeling, to have the power go off for just a few minutes, some of the possibilities going thru my head….i’ve learned a LOT on this site, and i’m prepared as i want to be…but it SUUURE won’t be fun.

      • Paranoid says:

        When one side of an airplane crashes, so does the other. Forget all this. As long as the Gov money is good, they will pay up. When it goes bad for any, it’s bad. Years ago, a man got convicted of murder, It was believed he had killed a very large number of people but they had proof for only one. The Judge said: “When Madam Le Gillotine falls for one, she falls for all”.
        Get this strait: IT ALL GOES OR IT DOES NOT. Social Sec, Welfare, Food stamps, FDIC, Pay. It’s ALL the same. The Gov prints it. If it’s good, it’s good; if it’s not, it’s not. Same goes for cash.

      • Oathkeeper209 says:

        I figured as much. In a sense it was a rhetorical question. If things went off to a point dollars were useless, I figured holding fiat of any sort would be a risky investment based on the unknowable factors of what new currency could replace the current ones..heck it could still be the dollar bill, yet they May only accept ‘new’ bills..then what? Also…you know the liklihood of pawn brokers and any other merchant ripping off precious metals..even IF you were’nt desperate…decisions decisions…

    20. Warchild Dammit! says:

      Most folks who hit sites like this have assets spread around,would take a hit well under 10,000 banks go down,try and not keep more then 3000 in at most times,mostly just for using debit card.The pm’s I have are buried on family land,thus in hand and just keep stocking up on the smalls as they add up.A friend was at the shot show and picked up many cases of food from a local dealer for good prices and will cut me in,even with a reasonable shipping cost was a very good bargain and glad he cut me in.As always,enjoy the day and prep for tomorrow.

      • buttcrackofdoom says:

        collect the food you normally eat, if yuh ask me(and yuh DIDN’T!) it’s cheaper, and all that dry food will require more water to process in yer body, or outside…gotta add water, which MIGHT be precious. and you can rotate it out to put fresh stuff in it’s place.

        • Warchild Dammit! says:

          Hey butt,do some thinking bud,shot show/food,some of my tools need to eat also!I certainly hope it is dry food also!

          • buttcrackofdoom says:

            just sayin’, a lot of people, especially newbies, buy up a bunch of freezedried meals and think they got all the bases covered….make sure you got vitamins too. i think the movie “the road” was where i saw the guy drinking the can of food that had lots of water, besides the FOOD. that kinda woke ME up to the fact that SOMEDAY we will be thankful for the WATER in that can of green beans or corn…..and if you was talkin’ ’bout the 22 food, sorry bout the misunderstanding…just saw it as an opportunity to edjewcate the masses.

    21. I keep no money in any banks…deposit enough to pay any bills due when needed…like others have said if you don’t hold it you don’t have it…it applies to anything in life…so yes it could happen here to you if you don’t plan ahead…personally I wont lose any sleep over it cause I am prepared…

    22. Im not sure this article is entirely correct. If I have understood correctly the instances mentioned in the article are referring to what happened in the UK not China. I had already read this incident in the English newspapers. It definitely seemed like Mr cotton is a Brit. Now this may also be happening in china I don’t know but this article is inferring that it happened in China which I don’t think it did. Pretty worrying for us Brits though….

    23. BadAmerican says:

      I swallowed a bug.

    24. Maudy Frickett says:

      I successfully engaged in economic warfare against the banksters and the government for the last ten years. I don’t have much, but my head is above water and will continue to be until the big reset. I’m only one person. I can’t do everything, but I can do something. There is more than one way to wage war. Hurt the monster.

    25. While being prepped in most ways that I could think of, one thing I’m not real sure of. Just how are metals used in a meltdown? Paper currency obviously is just pretty looking paper and nobody will want it, but does that mean that someone would take gold or silver instead? I cant see retailers even being in business. Who would take it? It would seem that it would only work for barter at the lower level of things. I cant imagine making a mortgage payment with it. Guess at that point it wouldn’t matter. But I wonder, with no stores, no gas, no parts suppliers, no anything like Greece went thru, metals meant nothing. I wonder if it still does there. Seems that nothing tops more tangible assets which would be the things you would be looking to get with the metals. No doubt tho, once the reset button is hit and some kind of economy restarts, the metals would likely be a big ace in the deck.

      • JayJay says:

        All I have learned here about PMs is that they will be useful when the dust settles.
        Now, when that will happen escapes us as well as when TSWHTF!

      • Archivist says:

        The only metals really useful during a meltdown are the classic lead and brass.

        Gold and silver are just a way to store excess wealth until the other side. A little bit of silver is good to have for many reasons, but I wouldn’t put a lot of money into gold and silver until I had absolutely everything I would need for the next few years.

        Another store of wealth is collectibles and antiques. If you have any collectibles or antiques that are worth a lot, you might want to save them, if you have a good place to keep them. That’s what rich people do. And if things are bad enough to destroy a lot of the collectibles and antiques, the ones that are left will be that much more valuable later. I don’t have any major items, but the ones I have take up very little room compared to their current worth in silver.

        • The Old Coach says:

          Glad this is starting to be understood. For much too long the meme of bartering gold for commodities in the middle of SHTF has been assumed to be true. It won’t be. Question for the ages is: How long does it take for the SHTF crisis to dissipate enough to permit indivisuals to do open trading with PMs? After 45 years of reading history, I’d say years. Maybe fifty.

      • buttcrackofdoom says:

        it’s a store of wealth, AFTER you got everything ELSE covered, but a man with gold or silver will be much better off than a man with NOTHING….or worse yet, PAPER money…(you thought it was USEFUL)? the most important thing is to have a community, and supplies FOR the community to help you all survive…STUFF, is what you SHOULD be spending yer money on…STUFF that will be USEFUL.

    26. Sheep Dog says:

      Personally, I am kicking it up a notch. Too quiet with everything that is going on around us. We certainly are not going to see it or hear about it from MSM until the evening news, by then it will be too late.

    27. Eisenkreuz says:

      My bank was recently remodeled so that when you walk in your only contact with the tellers, who are behind a barricade, is through a video screen.

      Actually, your money becomes property of the bank when you deposit it. Read the fine print when you open an account.

    28. Realtime Prep says:

      If American’s assets get frozen to protect Wall St. I GUARANTEE you riots WILL happen. And this country will tear itself apart. It’s one thing with the housing debacle back in ’08 because the public was just as much at fault as the lender who approved the loan. (If you try and buy a 500k house on a 100k budget and you think youre gonna be fine that’s your stupidity as well, I don’t care what people might have told you! Common sense should prevail) To go after a publics wealth though that would incite a nationwide reaction the likes which haven’t been seen since the civil war! The difference between America and Cypress is we (ordinary citizens) have the ability to do something about major transgressions.
      Why do you think that they have tried long and hard to destroy the 2nd Amendment. TPTB KNOW this and until they can not act upon their final solution. With an armed public civil war would rage for at least 10 years. Even with all their UN “Peacekeepers” DHS Thugs ect.

      As far as prepping goes, with this scenario, stay as liquid as you can be. Do your best to have as little as debt as possible. Live WITHIN your means, comforts and conviences are nice but not NECESARRY. And most important of all, be prepared to ACT when the time comes. It is all good and well to talk a big game, but when the SHTF really happens, don’t put your head in the sand.

      RTP

      • JayJay says:

        **Live WITHIN your means, comforts and conviences are nice but not NECESARRY**

        Well, this is NOT the attitude or strategy at my house.
        I guess you know something I don’t??? :-(

        • JayJay says:

          Oh, shit!! Punctuation people. It means a hell of a lot.
          Okay, I get it now.

          {{{Live WITHIN your means, comforts and conveniences are nice but not NECESARRY. }}}

          SHOULD read…..Live within your means. Comforts and conveniences are nice, but not necessary.

          That period you left out changed the ENTIRE connotation of that part of your post.

          • 1braveheart says:

            I have always lived within my means. Any and all comforts or conveniences I’ve ever had I waited until I had enough cash set aside to get it. It never bothered me at all to do it that way. I refuse to have a little piece of plastic called a credit card which has proven to be the ruination of many people because they had no self-restraint in their personal financial affairs. the only plastic I have is a debit card which I use for occasional online shopping, but all of my other transactions are done with cash. I’ve always bought my transportation with cash. I’ve never had a vehicle financed, period. I cannot see giving up one-fourth to one-third of my annual income to pay for a vehicle. Those big notes, full-coverage insurance, and high-interest rates have always been out of my league. I’m literally debt-free so I can spend more on preps at one time than I would’ve been able to otherwise. The idea of having a credit card and going into serious debt with it on stupid, trivial things has never appealed to me. I still follow that strategy to this day and will until my last dying breath.

            • JayJay says:

              I have one credit card–know why?

              I can’t use my debit card lots of times because my money isn’t in the bank.
              Say I’m somewhere that has a great sale on an item, and I want several, like $90 sleeping bags for $60(I wish) and I want 4.
              That credit card allows me to get those and any other needs; when I get the statement, money is then deposited in the bank and I my credit card is paid, without interest.
              No annual fee, no interest paid. I just used them, they did not use me.
              Convenience.

      • durango kidd says:

        Realtime Prep: When the FED has the ability to print money via QE, to make bank losses good and protect their liquidity, there is no reason to give depositors a “haircut”.

        While I understand that everyone’s fears are real and the potential for abuse is available to the banks based upon the law as written, I do not see a rationale for stealing from customers when they can steal from the US Taxpayer via QE without limitation or retribution.

        Any “haircut” for depositors should be met with armed resistance, as if your home had been invaded. The NWO can be eliminated overnight and at 500 yards. WE are all Seal Team America. :-)

    29. JayJay says:

      First hand testimony from Steve Quayle site:
      My wife was recently at a US bank in a Fred Meyer by our house.It was 11am and she was behind this gentleman trying to close all of his accounts but the bank was stalling and delaying him. They didnt want him to pull his money out it would appear to her. One tactic they used on him was to tell him that at 11am they were already on the next business day so he couldnt close his account today and would have to come back tomorrow. He got so mad at them that they finally gave in but it sounds like they are just trying to drive people away with frustration so they dont close their accounts.

      Another:
      We recently pulled our IRA’s out of BANK OF AMERICA – they stalled us with the paperwork and it took more than 6 weeks to get our money. We’re sure they were intentionally stalling us, even though it wasn’t a huge amount.
      We advise everyone to get out and stay out of BofA – we just have a consistent, bad feeling about their practices.

      • The Old Coach says:

        The way to close an account is to move all the funds by normal channels to some other bank, (or banks) and then close an account that has nothing in it. Had this runaround when I retired in 2009, and moved to another state. Wanted cash for my balance, which was a little under $10K. They flat refused to do it. Would not wrote a cashier’s check either. So I opened a new account in a bank where I now live, and wrote a check on the old account for $10 less than the balance. THEN the old bank was happy to get rid of me. Have since extracted all but a few hundred from the new bank, little by little, using ATMs and by cashing my pension checks instead of depositing them, meanwhile paying monthly bill using the residual balance in that account.

        Like dealing with certain wild animals, don’t make sudden moves. It excites their prey drive.

      • buttcrackofdoom says:

        sold a house a few years ago and needed to spread the money to different banks to stay under the fdic limits…went to BofA and wrote a check for 40 grand from a bank RIGHT THERE IN TOWN and before i walked out of the place, they told me i didn’t have access to MY money for 10 DAYS! so it was too late to do anything about it…11 days later i wrote a check to another bank and i was outa there! BofA is the WORST bank to deal with…go into the wrong branch in the SAME TOWN and they won’t cash a check from one of their depositors…you gotta go to their BRANCH…..lots of FEES for this and that…no thanks.

      • buttcrackofdoom says:

        maybe they didn’t HAVE the money, jay jay!…it happened to my friends credit union.

    30. Anonymous says:

      Please read Paul Craig Robert’s new essay today…the pigs are coming for your gold and silver. (Pardon the phrase; pigs are good compared to these bastards).

    31. Nowadays, anything bad can easily happen in one minutes & those not prepared will die off.

      Best to invest any extra money into canned food with expiration date of 2017 that is now found on grocery store shelves. Of course there are other things to hoard, but canned food can be used as a barter.

      Also, a can of beans today for $1 will cost $2 by 2017 so you are actually saving money & not paying the USG capital gains.

      • JayJay says:

        OhioRiver–from all I am reading regarding Ca. and other state’s droughts, best bet is a dehydrator, a vacuum sealer and mason jars. :-)

      • The Old Coach says:

        Good point there – grocers will unload canned stuff that is close to the “sell by” date for big discounts, especially if it’s by the case. Around me the Amish have this taped to the nines. They pool their money and buy lots, and it goes to what they call “Salvage Grocery” operations, which are in somebody’s barn, like as not. From there they sell it to friends and family, and probably to poor folks that they trust.

        Good point about capital gains, too, Ohio River.

        Haven’t seen your nom de plume before – welcome.

        Gold today is soooo dumb, because they know who owns all of it, unless it was owned and traded totally privately for many, many years. Whatcha gonna do when they come for you?

      • buttcrackofdoom says:

        i don’t know, ohio, i’m HAPPY with my OLD cans of food right now, with everything going on in the pacific…radiation and all…it’s been said to shop the wholesale outlets to buy all the OLD cans you can GET….and BTW, what about the”heirloom”seeds we have available now????are THEY tainted with radiation? got a friend is a crabber out of ventura told me today he’s OUTA there..giving up his liscence and gear. i’ve read sooo much about fukushima, i gotta think this sh*t’s fer real! and it’s funny to me when i say fukushima…..EVERY PERSON I KNOW says hunh, what’s that? when it DOES blow up, and it WILL, it’s gonna be SOOO much WORSE than the first 4 meltdowns! better know what to DO when it happens! now THERE’S sumthin worth writin’ about, MAC

    32. Midway1 says:

      I made a cash deposit today at a South Florida JP Morgan Chase bank. The deposit receipt had a memo stapled to the front of it saying…. “Important news about CASH deposits” 1.Deposit only into personal accounts that list your name. 2. Be ready to show valid ID for deposits to personal and business accounts….Please talk to us about alternative deposit options.

    33. JoeKan says:

      Help! What should someone do if they have POA and that person is in the nursing home. Can they invest as they see fit or just leave it alone.
      Thanks!!

    34. Agent Provocatour says:

      I bet there are going to be a lot of dead bankers before all this is over with.
      I really hate to say it like this but If a person STILL has money in the banking system at this late stage the deserve to lose it.

    35. The Lone Ranger says:

      IF you want CASH

      in a True FLASH

      then you BETTER put it

      in a STASH

      or a CACHE

      To avoid it becoming ASH

      and gets put in the TRASH!

      – The Lone Ranger

      p.s. Maybe BANKS should be forced to provide evidence for why they DESERVE our cash!

    36. watching and waiting says:

      According to internet reports, January 31st could be a 2008
      Lehman’s Moment for Asia(referring to the 2008 crash). probably not.

      There is a great article on the Steve Quayle site and THE EXTINCTION PROTOCOL.

      The Chinese have billions of personal dollars in investments in our stock market, real estate and other assets. They are also holding several billion Dollars of our debt. So, if they we to go bottom up, it would be bad for us because they might dump our treasuries and it would be 1929 x 2 here.

      They are getting very aggressive in the South China Sea.

      In getting your money from the bank(THOSE WHO HAVE MONEY IN THE BANK) who really believe its theirs, a way is at the check out counter, when you are asked if you want money when you slide your card, get an extra 20-40.00 each time. Go to the ATM, which requires several trips and take 1-200.00, once twice a week. Stop for about a month,
      move money from saving to checking on-line. Your personal bank run.

      Banks have no business asking a customer why they want a certain sum of money anyway. But in the case we wake up on a certain day and there is a banking holiday, having some on hand cash will be handy. In that case, two should go to the grocery store and not one alone.

      Everybody be safe………

    37. Be informed says:

      There is a lot of not knowing what actually is going on out there. Last week I saw someone get a stack of Benjamin Franklins that would choke a horse from a teller at the bank. No problem, just like a regular transaction. I live in one of the free states and this of course could be the reason. When I see an article like this that does not jive with a personal experience I witnessed, I am a bit suspecious. I have seen this recently before, a couple of times around Christmas by different people at the same time. Again, not even an eye brow batted. They are more suspect of larger checks being cashed.

      The real answer is simple, keep what you need in your own personal bank. Forget about the economic problems, you can have legal problems and these suckers can freeze your assets. That is a REAL issue that happens all the time. They have a real hard time taking money put into the form of food and supplies.

      • The Old Coach says:

        Bank must have been in on whatever scam the guy is running. Heck, B of A has laundered billions for the drug cartels.

      • smiley says:

        I recently went to my bank to withdraw $5000 from my savings. Three different people “in passing conversation” who worked for the bank asked what I was buying. I kept thinking it was none of their business. This was in Texas.

    38. Okie rebel says:

      Watched the DOW fall below 16000 on Friday. News reporters pretended not to know why it had fallen to 15,800. On another channel, a reporter fessed up about lower manufacturing output this month from China along with their banking problems. It will be interesting to see if the sell off continues next week. I probably go withdraw a few more pennies out of my bank. Just FYI. Take care

    39. SmokinOkie says:

      Thanks to everybody for your responses the other day. It’s good to know we have friends.

      I went to the Bank Of Okieville yesterday. Had a few complaints for Herman, the manager.

      Me: Herman, I got a bone to pick with you. These withdrawal restrictions are getting completely out of hand!

      Herman: Look, okie. I know you been a loyal customer here for years, but it’s ALWAYS been our policy to restrict withdrawals to the amount of money you actually have in the bank. I can’t give you any more than that…lessen’ you want to take out a loan.

      Me: Nah, too much paperwork involved. I was just looking for a sort of…oh, let’s call it an advance on next weeks deposit. How about that?

      Herman: How about we call it a loan and fill out the paperwork?

      Me: Forget it. I’ll just take the money I have…all $18 of it. (mumbles to self, it’s gonna be a slow weekend)

      Herman: Here ya go okster! Happy to oblige. In fact, I fronted you a couple bucks. Make it an even twenty!

      Me: Of course, you know this means we’ll have to reschedule the Saturday night hoe-down out at the farm. Can’t put on a proper get together without the right ingredients. Maybe we’ll just cancel it altogether…

      Herman: (looks worried) Cancel it! But your place is where we always have ’em. What do ya need?

      Me: (I grabbed a pen from his desk and began to make a list)
      Well, I need new strings for the banjo, a couple dozen bags of ice, our old ice maker in the house just can’t keep up. Oh, and we’ll need some new jumbo size coolers from Walmart. Plus a new karaoke disc. You got a little tipsy and scratched the last one, remember?
      Then, of course, we need new bulbs in the yard lights, a new bug zapper, an extension for the mic cords, 70 lbs of brisket, couple hundred for all the fixin’s…..(I scratched my chin) Oh! And a hundred extra to have the septic pumped. If we don’t do that, aint nobody gonna stay too long.
      Let’s see…. comes to about …eighteen and carry the six…. twelve fifty a case for the bud…add the nines…plus tax…. I reckon about 1400 ought to do it.

      I spun the list toward him, and beamed. After a long pause, he reached for the pen.

      Herman: We’ll just call this a ‘Temporary’ extension on future withdrawals. I’ll cut the check for ya right now.

      Me: Thanks, Herman. See you next Saturday night at the wing-ding! ( I paused at the doorway) One more thing, Herm. Y’all really oought to reconsider the way you run your drive thru. Last few times I used it, nobody washed the windows, checked the oil or nothin! I’d hate to have to start looking for a new bank!…..

    40. mikeincanada says:

      This is kind of off topic but related as well. I am not what one would consider to be a doomsday prepper, however I do have certain preps on hand. Of course I am well aware of events going on in the world and esp in the USA. One investment I can not pass up is ammo for my firearms. Of course I see the ammo situation south of the border and that ammo prices continue to increase. I pray I have enough ammo for each of my firearms to get me through whatever situation may arise. The prices of ammo have risen up here as well, just not quite as drastic and down south. To get to the point I am making, my major investment as of late has been 22 LR shells. I have seem them do nothing but go up in price, and although they are still affordable here percentage wise they have increased the most of all the firearms I possess. Although I am somewhat of a silver bug 22 LRs I think are the next boom or at least one of them. So I am not rich and can not afford cases and cases but do find my way to the store and buy at least some ammo every payday. Today the sale was CCI LRs for 5.98 for box of 50. Regular price 9.99. Look this one up in the archives but I think by the end of this year I can sell that same box of 50 for 25.oo or more. That’s a good investment. Or if I needed something else the trade value would be quite valuable. If I have any takers on that bet email me as I would love to hear from you. By the way I could only afford 10 of those boxes today. mikescott7758@yahoo.ca. That is my email and by the way I do have many more lesser quality 22 LRs but I figure if I am hungry one day and need that rabbit or bird I want a reliable round. Take care and Keep your heads up and powder dry. God Bless ya’ll and don’t forget to email me on the bet.

      Good night

      Mike

      • WIprepped says:

        22 has been non existent around here too, but I happened to stop at Gander Mtn. gun world and they have pallets of it. 50 for 2.49. Limit 2 but they’ll let you buy all day if you carry out only 2 at a time. Was shocked, but their prices were decent and they had all calibers and a lot of it.
        molon labe

    41. Okie rebel says:

      Lol. Good one okie.

    42. Okie rebel says:

      Hey mike in Canada. I wouldn’t take that bet. Every time I am in Wally World I Check to see if they have any 22lr ammo. Now days they see me coming and shake their heads no before I even ask. 22lr is much more lethal and versatile than most folks realize

    43. John Boy says:

      There is no such thing as value. Money in banks have no value. It is not based or backed by anything of value. Deposits are only numbers in a computer. The Gov’ment doesn’t want our money. If they need money they just print more and spend more of what they don’t have. Deficit spending boys and girls. Now, if you have gold, you have something to worry about.

    44. Homer says:

      I talked to a man that lost his money during the great depression. He is close to 100 years old and I got an earful. He survived picking crops and going from place to place on freight trains.

    45. Anonymous Patriot says:

      1. I took my money out of the bank in 97′ and haven’t been back since. I had quite a fight with Bank of America who was stealing money out of my account in increments, then trying to say my ledger was incorrect. I’ve been banking since 1984, I do believe I know how to keep a ledger.

      2. I have been prepping a ton of honey and chocolate lately. I know there are going to be people who would love to have something sweet, including me. I’m also looking into bee keeping, because honey is going to be like gold someday and I have a few people lined up ready to buy honey off of me.

    46. kynase says:

      A few days ago, CNN was allegedly hacked when an article was posted that was titled, “China Dumps all US Bonds”. As most of us know, reporters for these big networks often times have pre-written articles ready to roll for events that are about to happen. We also know that China’s largest bank faces a huge financial default on 1/31/14. Makes me wonder if this was an accidental post on the CNN site, a casual purposeful slip to see response from the public, or a legitimate hack (though the article was remarkably short…seems a bit odd to be a hack). It seems WAY too coincidental.

      Regardless, Monday when the markets open could be very interesting especially as we steam toward Friday.

      Now is not the time to say, “well, I’ll just wait to see what happens.” By the time it happens it is too late to respond. In order to control the populace I am willing to bet the internet will be conveniently off limits for people to access…which means all of these awesome prepper sites will not be available. Save what you digitally need NOW. Just my two cents. And if it is super important, make a hard copy.

      • IL mom says:

        I thought EXACTLY the same thing regarding that article…

      • rebroome says:

        Right on. No one is going to ring a bell and say THE CRASH will start tomorrow. It will just start suddenly and spin out of control. And…when this happens, just try to get to your 401 (k) or IRA to sell. The web sites will be jammed. This is what happened in 2008.
        Going to cash for a little while and getting safe is far better than a sudden 20% loss that takes years to recoup just to get back to where you are today. Is it going to be Monday? This week? In the next month? Why wait to find out? Get safe and watch from the sidelines for awhile. IMHO.

      • MXLord327 says:

        CNN suck, along with MSNBC. I was at the gym for nearly 3 hours Saturday, and when I got there, both had special reports on about the shooting at the MD mall. They were both still reporting on it when I left. Scare tactics, along with distraction. Guns are bad, and no other bad things are happening, nothing to see here!

    47. Pissed off white guy idea says:

      STAY CALM AND CHEAT ON YOUR WIFE!!!!

    48. Jim in Va. says:

      Might as well pull it all out,at least you’ll have toilet paper when the dollar crashes.

    49. Asok Asus says:

      ““So I wrote out a few slips. I said, ‘Can I have £5,000?’ They said no. I said, ‘Can I have £4,000?’ They said no. And then I wrote one out for £3,000 and they said, ‘OK, we’ll give you that.’ “ ”

      What about writing a slip that says: “I’m closing out my account RIGHT NOW and I want ALL my money RIGHT NOW.”?

    50. Ted Kennedy says:

      Is it Monday yet? This week is going to be great!

    51. RICH99 says:

      What’s your thoughts on this Mush?

    52. LiberatedCitizen says:

      Not mentioned above…

      Bank Of America Dumps $75 Trillion In Derivatives On U.S. Taxpayers With Federal Approval

      snip…

      Bloomberg reports that Bank of America (BAC) has shifted about $22 trillion worth of derivative obligations from Merrill Lynch and the BAC holding company to the FDIC insured retail deposit division. Along with this information came the revelation that the FDIC insured unit was already stuffed with $53 trillion worth of these potentially toxic obligations, making a total of $75 trillion.

      http://seekingalpha.com/article/301260-bank-of-america-dumps-75-trillion-in-derivatives-on-u-s-taxpayers-with-federal-approval

    53. Nam Marine says:

      That’s an easy one ! So the banks won’t steal it ! Isn’t it
      convenient that in order to collect Social Security you have
      to have a bank account so the money can be deposited?
      Something smells !

    54. buttcrackofdoom says:

      this is the kind of situation when i was daytrading my fortune away that gave me FITS. you just watch, everybody gets short the market and BAM, up it goes to new highs! art cashin once said it best…the market will do what will extract the MOST MONEY from the MOST PEOPLE! HOLD ONTO YER BUTTS!(jurassic park)

    55. mountain trekker dont pull those strips out of the bills that may be illegal

      • Mountain Trekker says:

        dub, just in case the NSA is listening, I only did it one time and had a hell of a time putting it back in, on second thought I did it twice and got mixed up and put a ten dollar strip in a hundred dollar bill, bet somebody got confused. Trekker Out.

    56. Satori says:

      *****H10N8 UPDATE*****

      thats right kids
      there’s new bug in town

      China reports second case of new bird flu strain H10N8

      http://www.straitstimes.com/breaking-news/asia/story/china-reports-second-case-new-bird-flu-strain-h10n8-20140126

      China is one big petri dish

      what’s that line from the movie CONTAGION’?

      “we don’t have to weaponize the bird flu,the birds are doing that”

    57. NC joe says:

      Perhaps a more accurate way to look at this is people who deposit money in banks made bad loans and are now having to bare the consequences. After all, when you deposit money in a bank, you expect at least thing and that is interest on your deposit. Where do these interest payments come from? The interest payments banks receive from loans they make. So, in effect, if the bank made a bad loan with the money you lent them, you in effect made a bad loan also and should bare the consequence of that action. After all, is not personal responsibility and of the man mantras of this site? So, stop whining and blaming others when the chickens come home to roost and face the consequences of your actions. After all, blaming others is what TPTB do. Stop stooping to their level.

    58. Full blooded rez says:

      Best way to get out of debt, fuck outsourcing to china and everywhere else. Start manufacturing goods domestically and exporting them instead of buying crappy imports. Take care of our own kind by keeping hard working Americans in the work force. Why outsource and contribute to our own poverty wile the Chinese labor making crappy products that they make little to no money to even support themselves. Keep everything American and we will be a thriving nation again. I would say ligalize marijuana too but that’s a sensitive subject and I don’t feel like arguing over a worthless opinion. To each his own.

    59. Be informed says:

      Sure do miss being able to access the past ten comments.

      I think I understand what Mac is attempting to do, to have us look more through and read ALL the comments rather than the past 10. The problem with this is that it makes ALL previous articles totally obsolete as no one is willing to go back through hundreds of comments. NEXT, what happens is everyone tries desperately to bulk all their comments as close to the top as possible, or at the very bottom like I am trying to do now so someone will read it. Again, people are going to rapidly thumb through the comments in the middle and miss many good comments. Proof in this is showed by the disproportional number of thumbs up and thumbs down about 20 comments down to near the bottom.

      When there was the recent twn comments, people had at least a few minutes to a hour or so to see something that interested them. A suggection might be to turn on the recent comments Community Discussion after most people have commented on a new article. This way everyone is not trying to bulk their comments into one spot and those that comment later because of not seeing the article until hours later have a chance for people to read what they have to say.

      When you have 500 comments, how many people are going to read all of these and not just natually flip through the middle comments like someone flips through and quick scans a book?

      Like what this say, “this web site thrives because of it community”, why not make this as community friendly as possible for everyone to comment when they missed the opening salvo of everyone trying to get their comment as near to the top as possible. :)

      —————————————————————

      Mac, this is a suggestion and IF I am offending you in someway by trying to tell you how to run YOUR website, please tell me and I will stop. I just want to know WHY this feature of the past ten comments has been disabled.

      Something else Mac, I want to know IF it is okay in the next few days if I send what I sent you about what I wrote about survival plans as a comment on an article. Or if you were in some way going to use it for some purpose. Please tell me.

      • Kulafarmer says:

        I dont know that it is intentional where peoples comments end up,
        Sometimes it could be a comment of interest,
        Sometimes they could be doing like me and pick up reading here and there if they are just shooting some time,
        Sometimes it may be they just thought of something they wanted to spout about,, i know i do that,

        • Be informed says:

          @ Kulafarmer. Everyone tries to desperately get as high up the ladder to the top as possible to make sure as many people as possible see what they wrote. You can see the number of thumbs up and down that reflect this between 1 through 20 or so, and 21 to near the bottom. Now it has become even more so because of not being able to have your comment read as a recent comment after most people have finished commenting for the article. I hate to see good information or a good comment lost in the hundreds of others.

          I have seen many bits of excellent advice on preparing that should have gotten dozens of green thumbs, only have 5 or 6 because they were lost. I hate to see people that are late to an article have even less chance of having others see what they wrote.

          I wish there was some other way of bulking comments together based on just a comment, relating to the topic, or something that is related to another issue of preparations, or just something we can all enjoy like what Eppe and Smokin Okie oftens contributes. It is just my pathetic little opinion, but I would like to see the site a little more orientated towards getting everyone comments read and not lost in the mass of other comments.

          By the way, are you going to move to Idaho? It would be nice to get away from the suffocating laws that are becoming worse in Hawaii. It is a wonderful feeling to be in a much freer state. The stress is lifted like a 400 pound gorilla off your shoulders when you not nickeled and dimed for every little thing.

          • Kulafarmer says:

            I know for myself, i could care less how many people read what i write, i do enjoy some of the more involved exchanges, there are many posts with good info, but for every good one theres 30 like this one that has 0 informational value,,,,

          • Dave in ID says:

            @ BI. first, I am not trying to insult or offend you. You have good info often. Maybe you should attempt to condense it a little from a short story, to a paragraph. If your reply is too long, I scroll to the next one and later come back and read it as I have chores and projects to do. I rarely red thumb anyone because everyone is entitled to thier opinion…..except Peterson.

            • Be informed says:

              @ Dave in Idaho. I know I ramble often. Many times though the explanations I give need further clarification or people will not be able to understand what I am saying. Condencing paragraphs are difficult without sometimes going over everyone’s head about the complexicity of some topics that people are not fimiliar with. I want to learn just like I want others to learn from what I know. I do have a longer article I wrote that I might send in as a comment this week about survival and planning, I hope you will give it a glance.

              By the way, I am glad that certain people are not going ballastic and calling others belittling names and wishing all of them to die. This is sickening, as you say we are all entitled to our opinions, without going totally psycho over someone else’s.

          • eppe says:

            Thanks BI, I cannot compare to Smokin, he is the original comedian here, I just try to make some smile. We all need to find our way thru life, bringing a smile in a desperate world is a plus. We all know what we are up against, and it seems to get harder and harder. With that said, I do see where a little tweaking of the website could make it easier to navigate….
            I always read your post on earthquakes, in my mind that will be the straw that breaks the camel’s back of USA…
            I would like to say everyone who reads this site are ahead of the game, even if it is just doing the minimum….
            Please read the “Farmers quote below” it is a credo of those in the know, they were ahead of the curve….

            • Be informed says:

              @ eppe. There is little to laugh about in this world, whenever someone can make an audience fill good, they truly deserve nothing but green thumbs and lots of them.

              • eppe says:

                amen brother….
                Going to eat at the “Blue Willow” a antebellum old style buffet in Social Circle Georgia…
                Great food at high prices, but it is for free to me…
                Cannot pass on a deal like that….
                Google it to see….
                Gonna eat like it’s 1860…

    60. aljamo says:

      The first good comments get the most thumbs up, agreed. I was amazed at the total racked up by eppe on the green thing a few articles ago. Did that set a record? I read all the comments anyway.

    61. Ding Dong says:

      I don’t worry.

      I HAVE SEVERAL BILLION DOLLARS IN ZIMBABWE CURRENCY

      Got it made..

      Ding Dong

    62. buttcrackofdoom says:

      very astute observation BI and i agree 100%. i find myself responding to people at top so my stuff gets read…..BUT, i DO read most every comment because, as you say, there’s great info buried in there!…one other thing, i get tired of thumbing after a while, so i only thumb the really good or bad ones, even though i read most all of ’em. thanks for being one of the most important persons in the comment section!

    63. kooki says:

      They did this to me a couple years ago when I tried to take out 2 thousand dollars. I didn’t think they were going to let me take out my own money!! They wanted to know what I was going to use it for and I said it was personal. It’s none of their effing business.

      Banks used to be a SERVICE. Now they seem to be another branch of the government.

    64. buttcrackofdoom says:

      another “HACKENSACK, it appears….hey, i just coined a new phrase!….Michaels, the biggest U.S. arts and crafts retailer, said it is investigating a possible breach on its network and advised customers to check financial statements for fraudulent activity.

    65. slingshot says:

      If you do not have a plan by now, well you deserve what happens to you. Spent some time at the gun show yesterday and the prices are still high on ammo. There were NO PARTS for ANY WEAPON except AR-15’s.
      Listened to the HYPE of some of the vendors for their products. General Public getting screwed as usual.

      Fill more sandbags.

      • Kulafarmer says:

        Heres something for folks who are thinking they may need to rely on their guns for self defense,,,
        If you have all different types of ammo, zero is not zero for all the ammo,
        I recently dirched all my factory ammo for components, can get way more consistent accurate results from home rolled, had 3 different batches of 5.56 from PMC, all 55gr different zero for all three and on one of the batches there were about a 800FPS variation within the same batch,,,

        • slingshot says:

          Kulafarmer.

          Good one.

          Length of barrel. + Worn, broke in or new.
          Barrel twist. 1 in 7 , 1 in 10
          Weight of bullet. Flat or boat tail
          Type of powder.
          How many grains of powder.

          Things to consider for accuracy.

          • Kulafarmer says:

            I just know more than a few guys who have stacks of different lots of ammo, will go and re zero their gun, then next time grab from a different batch and have to re zero again, sometimes the difference is 8″ or more at 100 yds, take it out to 300-400yds and you aint hittin shit!

    66. eppe says:

      OFF TOPIC:
      Funny how old time farmers were ahead of the game

      Subject: Wisdom from an American farmer

      Take a little good Advice from an old Farmer:

      Your fences need to be horse-high, pig-tight and bull-strong.

      Keep skunks and bankers at a distance.

      Life is simpler when you plow around the stump.

      A bumble bee is considerably faster than a John Deere tractor.

      Words that soak into your ears are whispered… not yelled.

      Meanness don’t jes’ happen overnight.

      Forgive your enemies; it messes up their heads.

      Do not corner something that you know is meaner than you.

      It don’t take a very big person to carry a grudge.

      You cannot unsay a cruel word.

      Every path has a few puddles.

      When you wallow with pigs, expect to get dirty.

      The best sermons are lived, not preached.

      Most of the stuff people worry about ain’t never gonna happen anyway.

      Don’t judge folks by their relatives.

      Remember that silence is sometimes the best answer.

      Live a good, honorable life… Then when you get older and think back,
      you’ll enjoy it a second time.

      Don ‘t interfere with somethin’ that ain’t bothering you none.

      Timing has a lot to do with the outcome of a Rain dance.

      If you find yourself in a hole, the first thing to do is stop diggin’.

      Sometimes you get, and sometimes you get got.

      The biggest troublemaker you’ll probably ever have to deal with, watches
      you from the mirror every mornin’.

      Always drink upstream from the herd.

      Good judgment comes from experience, and a lotta that comes from bad
      judgment.

      Lettin’ the cat outta the bag is a whole lot easier than puttin’ it back in.

      If you get to thinkin’ you’re a person of some influence, try orderin’
      somebody else’s dog around..

      Live simply. Love generously. Care deeply.
      Speak kindly. Leave the rest to God.

      Don’t pick a fight with an old man. If he is too old to fight,
      he’ll just kill you

      • wncmountainboy says:

        Kudos!

        It’s amazing how many of these says I heard growing up in the mountains of NC. This one in particular…”Don ‘t interfere with somethin’ that ain’t bothering you none”. That truly is the appalachian mentality. Most here don’t realize how libertarian they are.
        Blessings to y’all…keep your powder dry.

        E

    67. Dave in ID says:

      Eppi… you post some good shit often.

      • eppe says:

        Thanks Dave, I try, even though many see things in a different light and red thumbs me for what ever reason, maybe I pissed them off earlier….
        I do not care, but I try to put some humor and good info in the game, if you know what I mean…
        We are all in the game of life, we must try to make the best of it all….

    68. eppe says:

      If you want to see how SHTFplan has evolved over the years go back to 2009 and look at the amount of veiwers and commenters have built up….
      Kudos! MAC on building a website that has helped us to become what we are now, a group who can bounce ideas off each other and help prep each other to achive what we each need to be….
      I know that what I have learned here is benefical, in one way or another, now if we could get rid of the “TROLLS” that seem to put us at odds with each other, maybe we could have a site to make us all a little bit better in what we need to do to survive…..

      W

    69. Trent says:

      I dont think MAC ares if anybodies comments are read or not. He is simply looking for numbers ot build the advertising ase bigger.
      Its all about the dollas. ( That nobody wants… HA!)

    70. Gwyn says:

      Shtf.com has slipped from being in 4th place as a recognized top prepper site, to now being in 5th place.

    71. Old Vet says:

      TYPES OF USABLE VEGETABLE OILS

      Apricot Kernel – have been used for centuries in cosmetics as skin softening agents.

      Avocado – oil is expressed from fruit, long time used cosmetics, oil is more difficult to locate but can be found in food specialty stores. This oil will make soaps rich and especially emollient.

      Castor – expressed from the seed of castor bean plant. This oil adds mildness and richness to soap. Find this medicinal oil at local pharmacies.

      Cocoa Butter – is derived from the seeds of the cocoa tree. Cocoa butter improves the overall consistency of soap, making it both creamy and hard. Makes soap especially softening to the skin. Locate this oil in candy making suppliers.

      Coconut – oil is derived from the meat of the fruit and is used widely in Asian cooking. Look for coconut oil in Asian cooking section of grocery stores or in specialty shops. This oil while making a creamy lather and yield medium-hard soap tends to dry the skin. Use it more sparingly in conjunction with other oils or fats.

      Olive – many grades available, all suitable for soapmaking. Soaps from this oil are hard, brittle, mild, long-lasting, lathers abundantly. Soap from this oil are very high quality.

      Palm – like coconut and cottonseed oils, these are not as readily available due to recent health studies showing these as contributors to heart disease. It is still obtainable in Asian specialty stores ranging in color from white to reddish tones. In soaps this color will fade as the bars cure. This oil produces soap with long-lasting bubbles, but kind to skin; makes an excellent facial soap. They tend toward softness so mill quickly.

      Peanut – as nuts are comprised on nearly 70% fat, it is no surprise they are a good source of oil. This oil is readily available at local grocery store.

      Safflower – readily obtained in grocery stores.

      Sesame – obtained from pressing of seeds. Generally available in grocery stores in Asian aisles.

      Vegetable Oils – are about 10% olive oil and 90% either corn, soy or peanut, or a combination of these. It is an economical ingredient and yields a decent soap, lathering well, but generally softer than using all olive oil.

      Vegetable Shortening – this is an alternative animal fats. It should be combined with other oils or fats as it will produce a soft, low lathering soap.

      TYPES OF USABLE FATS
      Beef – this fat is not as desirable as suet as it is more slippery to work with and does not yield as high quality tallow as suet. These soaps are softer and more difficult to work with. Keep fat refrigerated or frozen until used. Best used as a laundry soap.

      Mutton – produces a more brittle soap that beef tallow.

      Lard – (pig fat) best used for making laundry soap. This soap is mild to the skin but does not lather well so combine it with other oils or fats. Keep fat refrigerated or frozen until used.

      Rendered Kitchen Fats – these are fats collected after frying foods and from skimming soup stocks. Since these fats can include a variety of sources; chicken, pig, cow, etc., soap results will vary. For this reason, it is not the most desirable fat. Using too much chicken fat will produce too soft soap and quality will be limited. If using this fat, store collected fats in the refrigerator until desire quantity is obtained.

      Suet – is the fat surrounding cow kidneys and once rendered, is the preferred fat of all tallows. Its hard tallow is easy to work with and produces a mild soap. Suet is easily obtained from the grocery store’s butcher and should be white to off-white in color, not grey. Good suet is easily flaked and firm. Refrigerate or freeze until used.

      Tallow – is the pure fat left after rendering suet or beef. (Rendering is discussed below.) Color is yellowish, soap will be mild and makes small creamy bubbles.

      SIMPLE PROCESS FOR RENDERING 5 POUNDS (2.27 KG) BEEF FAT
      Place the fat in a large pot (stainless steel works best) and melt slowly to avoid burning, allowing about 30 – 60 minutes to heat. Stir melting fat occasionally with metal ladle. Cool slightly and carefully run through a sieve to remove debris. To the cooled fat, add 50% more water. (If you end up with a quart of melted fat, add 2 cups fresh water.) Return to the heat, covered, and slow boil 4 hours.

      Cool again and strain through the sieve into a large ceramic or plastic bowl. Refrigerate over night. The cooked fat will have settled into two or three layers. Invert fat and unmold unto a plate in the sink. On the inverted top will be a gelatinous and grainy layers. Scrape this off leaving the pure tallow on the bottom.

      Wrap in plastic and store in refrigerator for use.

    72. Anonymous says:

      Eppe;

      My dad has a lot of old cowboy sayings. My favorite is,
      “Never squat with your spurs on” and “There aint never been a horse that couldn’t be rode, there aint never been a cowboy that couldn’t be throwed”

    73. Old Vet says:

      Ricin

      Ricin is one of the most toxic naturally occurring substances known it’s though less toxic than botulism. A larger quantity of ricin would be required to cover an area and achieve the same lethal quality. This feature may limit the use of ricin as a tactical weapon; however, it can be used for small-scale operations. Ricin’s significance as a potential biological warfare agent relates to its availability worldwide, its ease of production, and extreme pulmonary toxicity when inhaled.

      Ricin has been used as a natural pesticide. It comes from the seeds of castorbean plants which are used to make castor oil, though that’s derived from pressing the beans and keeping the ricin out.

      .
      Symptoms Onset of acute symptoms include fever, chest tightness, cough, difficulty in breathing, nausea, and arthralgias 4 – 8 hours after inhalational exposure, followed by severe respiratory distress and death from hypoxemia in 36-72 hours. Profuse sweating several hours later signal termination of most of the symptoms.

      When eaten, ricin causes severe gastrointestinal symptoms followed by vascular collapse and death.

      How does it spread?

      Ricin is not communicable person to person.

      Transmission is by inhaling the organism during industrial operations and also through ingestion of castor bean meal.

      The primary threat in biowarfare would be by aerosol release. This feature may limit the use of ricin as a tactical weapon; however, it can be used for small-scale operations. The agent may also be delivered through contamination of food and water supplies.

      Diagnosis Acute lung injury in large numbers of geographically clustered patients suggests exposure to aerosolized ricin. The rapid time course to severe symptoms and death would be unusual for infectious agents. Serum and respiratory secretions should be submitted for antigen detection (ELISA). Acute and convalescent sera provide diagnosis after the fact. Nonspecific laboratory and radiographic findings include leukocytosis and bilateral interstitial infiltrates.

      Treatment Supportive care including intensive care measures, such as oxygen, tracheotomy and mechanical ventilation and positive end-expiratory pressure may be required for respiratory disease.

      Therapy is supportive and should include maintenance of intravascular volume. Standard management for poison ingestion should be employed if intoxication is by the oral route.

      There is presently no antitoxin or specific therapeutic drugs available for treatment.

    74. Old Vet says:

      Staphylococcal Enterotoxin B

      SEB is the second most common source of outbreaks of food poisoning. Often these outbreaks occur in a setting such as a church picnic or other community event, due to common source exposure in which contaminated food is consumed.

      Although an aerosolized Staphylococcal Enterotoxin B toxin weapon would not likely produce significant mortality, it could render 80% or more of exposed personnel ill and unable to function for 1-2 weeks. The demand on the medical and logistical systems could be overwhelming. As a BW agent, this toxin could be used to sabotage food or small volume water supplies. For these reasons, SEB was one of the 7 biological agents stockpiled by the US during its old bioweapons program, which was terminated in 1969.

      .
      Symptoms

      After exposure, symptoms begin in 2-12 hours. Mild-to-moderate exposure produces nonspecific systemic illness characterized by fever, chills, headache, nausea, vomiting, breathing difficulties, chest pain, muscle pain, and a nonproductive cough. Fever, which may reach 103-106oF, lasts 2-5 days, but cough may persist 1-4 weeks. Severe exposures can lead to a toxic shocklike picture and even death.

      In mild-to-moderate cases, the physical examination is typically unremarkable. In severe instances, a rattling in the throat is common from pulmonary edema. Depending on the severity of exposure, duration of illness varies from 3-10 days.

      How does it spread? Ingesting food, milk, or milk products containing preformed toxin.
      Diagnosis Diagnosis can be difficult and is made primarily by clinical and epidemiologic methods. Physical findings nonspecific. In severe exposures with significant pulmonary symptoms, a chest radiograph may show interstitial edema.

      Enterotoxin is a stable protein that can be collected from serum if performed quickly. However, by the time symptoms are noted, the detection of toxin is unlikely. SEB accumulates in urine and may be detected for several hours following exposure. If the source of infection is from an inhalation injury, the toxin may be isolated from nasal swabs for up to 12-24 hours.
      Treatment Treatment is limited to aiding breathing for inhalation exposure. Supportive care is the mainstay of treatment. Close attention to oxygenation and hydration are important. Patients with severe SEB may need ventilator support and diuretics. Most patients are expected to do well after the initial phase, but the time to full recovery may be prolonged.

      Passive immunotherapy agents have demonstrated some promise when given within 4 hours of exposure, but such therapy is still being tested.

      Acetaminophen for fever, and cough suppressants may make the patient more comfortable.

    75. Old Vet says:

      Smallpox

      Smallpox poses a serious bioterrorist threat because it has a high fatality rate, spreads easily in any climate and season, is highly infectious by aerosol, is environmentally stable, and can retain infectivity for long periods. Additionally, the majority of the US population has no immunity, little vaccine is readily available, and no effective treatment exists for the disease. For those who don’t die from the disease, they usually experience severe scarring.

      Russia still possesses an industrial facility capable of producing tons of smallpox virus annually and maintains a research program thought to be seeking to produce more virulent and contagious strains. In theory, the only other repository for smallpox is in Atlanta, Georgia.

      An aerosol release of smallpox virus would disseminate readily given its considerable stability in aerosol form and epidemiological evidence suggesting the infectious dose is very small. Even as few as 50-100 cases would likely generate widespread concern or panic and a need to invoke large-scale, perhaps national emergency control measures.

      .
      Symptoms

      After a 7 – 17-day incubation period, symptoms begin acutely with high fever, headache, chills, malaise, muscle pain, vomiting, abdominal and back pain. During the initial phase, 15% of patients become delirious

      2-3 days later, lesions appear which quickly change into pus-filled blisters especially on the extremities and face. Patients are most infectious 3-6 days after the onset of fever. Virus is shed from the scabs and respiratory secretions.

      How does it spread? Smallpox spreads directly from person to person, primarily by spray expelled from the back of the mouth of an infected person or by aerosol.

      Contaminated clothing or bed linen can also spread the virus. Special precautions need to be taken to insure that all bedding and clothing of patients are autoclaved. Disinfectants such as hypochlorite and quaternary ammonia should be used for washing contaminated surfaces.
      Diagnosis Smallpox is usually diagnosed after looking at blister scrapings under an electron microscope. Sometimes a modified silver stain is used; however, these tests can’t distinguish between smallpox, monkeypox or cowpox. Smallpox is differentiated from chicken pox by the centrifugal distribution of its rash and the presence of lesions at the same stage of development everywhere on the body.
      Treatment Strict quarantine with respiratory isolation for 17 days is applied to all people in direct contact with the index case or cases.

      People exposed to either weaponized smallpox or clinical cases must be vaccinated immediately. It’s effective at lessening or preventing illness if done within a few days of exposure. Vaccinia immune globulin (VIG) is given to patients who cannot take the vaccine – like those with impaired immune systems, HIV infection, are pregnant, have a history or evidence of eczema OR, current household, sexual, or other close physical contact with person(s) possessing one of these conditions.

      Vaccine No one in the U.S. has been vaccinated for the past 25 years. Vaccination ceased in this country in 1972. Anyone who was vaccinated before that time no longer has immunity.

      Vaccination with a verified clinical “take” (vesicle with scar formation) within the past 3 years is considered immune to smallpox.

      Smallpox vaccine (a weakened form of the virus) is administered which results in a permanent scar. A blister usually appears 5-7 days after inoculation which scabs over and heals over the next 1-2 weeks. Reactions include low-grade fever and enlarged lymph nodes.

      Vaccinia immune globulin (VIG) can be obtained from the CDC and is administered at a dose of 0.6 mL/kg IM.
      Mortality Two types of smallpox generally are recognized. Variola major, the most severe form, has a fatality rate of 30% in unvaccinated individuals and 3% in those previously vaccinated.

      Variola minor, a milder form of smallpox, is lethal in only 1% of unvaccinated individuals.

    76. Old Vet says:

      Ebola

      As a biological warfare agent, the primary threat is delivery by aerosol release.
      .
      Symptoms

      After an incubation period of 2 – 21 days, Ebola is often characterized by the sudden onset of high fever, weakness, diarrhea, muscle pain, headache and sore throat. These symptoms are usually seen within a few days of becoming infected. Within a week, patients experience chest pain, shock and death.

      Some people also have vomiting, hiccups, rash, red and itchy eyes, bloody diarrhea, blindness and internal and external bleeding.
      How does it spread? Ebola is transmitted by direct contact with the blood, secretions, organs or semen of infected persons so special caution must be used in handling sharps, needles, etc. Transmission through semen may occur up to 7 weeks after clinical recovery, as with Marburg hemorrhagic fever. Health care workers have frequently been infected while attending patients.

      It’s host is still unknown
      Diagnosis

      Specialized laboratory tests on blood specimens (which are not commercially available) detect specific antigens or antibodies and/or isolate the virus. These tests present an extreme biohazard and are only conducted under maximum containment conditions.

      (Sewage, bulk blood, suctioned fluids, secretions, and excretions should be autoclaved, processed in a chemical toilet, or treated with a 5% chlorine solution for at least 5 minutes in bedpan or commode prior to flushing.)
      Treatment

      No specific treatment exists for Ebola hemorrhagic fever, other than supportive therapy.

      Vaccine None available
      Mortality Mortality is substantial, ranging from 50% – 90%. There should be minimal handling of the body, with sealing of the corpse in leak-proof material for prompt burial or cremation.

      Survivors may be left with long-term challenges such as blindness, hearing loss, and other neuralgic and eye problems.

    77. WIprepped says:

      MAC-
      We need an article on communication after shtf. It would be good to gather everyone here’s knowledge and see if we can decide on specifics. How to, types of radios, frequencies, ??

      Without the internet, power, or any comms, everyone will be on their own.

      Misinformation after shtf by any perceived power is worse than nothing.

      molon labe

    78. Trailer Park Investor says:

      Ok line forms here to get your Kool Aide, the flavor of the month is Lime.
      um um Just like Momma use to make.
      And Seconds are always FREE…

    79. Michael-N-Tennessee says:

      Knoxville area. We have seen a tremendous increase in the number of chem trails lately. I know most say condensation, but these linger and spread like they are forming a layer of something. today 1/26 am over 45 cris crossing the sky around the sun like gramma making the top of an apple pie. REMEMBER FOLKS WHATS 10 MILES FROM KNOXVILLE? OAK RIDGE (WHERE I LIVE) MORE YELLOW CAKE HERE THAN BETTY CROCKERS PANTRY! WAKE UP AMERICA WAKE UP CHURCH!

    80. Socrates says:

      Hope everyone has their water supplies squared away- you never know when it will be ‘undrinkable’. Might be sooner than you think!

      N.J. man rescued after 4 hours stuck in empty water pipe

      MANALAPAN TOWNSHIP, N.J., Jan. 17 (UPI) — A New Jersey man was rescued Friday after spending at least 4 hours trapped in an empty pipe at a water treatment plant, authorities said.
      Officials said Asef Mohammad, 26, of Manalapan Township scaled a chain-link and barbed-wire fence surrounding a United Water facility not far from his home, then climbed into a holding tank to reach a decommissioned 20-inch-diameter pipe, where he got stuck, the Asbury Park Press reported. Why he did it was still a mystery to officials.

      “There is no reason for anyone whatsoever to climb into a pipe,” said Rich Henning, a spokesman for United Water. “It is a facility that pumps water, pumps it out of the ground.

      “In 25 years in this business, I have never seen this happen.”

      Jim Mastrokalos, director of operations for United Water, said workers heard a faint cry for help and eventually traced the voice to the pipe, where they found Mohammad about 10-12 feet into the pipe shortly after 7 a.m. EST, the newspaper said.

      “Obviously, that pipe would not be the first place they’d look,” Mastrokalos said of the employees. “But they were proactive and didn’t ignore it.”

      Assistant Fire Chief Ken Genieczko said rescue crews had to dismantle the pipe section by section to reach Mohammad, then used a harness to pull him out about 11 a.m.

      Mohammad was described as alert and talking, though hypothermia was a concern, Genieczko said.

      Mohammad later placed under arrest and was to be charged with fourth-degree trespassing, the newspaper said.

      • Montana Mike says:

        To ALL, You and I would be arrested for just taking pictures of the water plant.
        Something here is missing: the truth. This story requires a smart investigative journalist.
        Odds are it will be buried. Just my humble opinion.

        {MM}

    81. MomTo3 says:

      This past summer I went into our credit union and asked to withdraw $500 in ones and fives – we were going on a cruise and I was told that I needed very small bills for tips/etc in the islands b/c they would scam us and not be able to make change for a $20. (convenient, eh?)

      I was met with skepticism and they brought a manager over to ask my why I needed so much money in small bills. Since when was $500 “so much money” these days????

      I felt like I was being interrogated for no reason. Of course they granted my request but it was like they put some sort of star by my name.

    82. Montana Mike says:

      Hello MomT3, I went to bank to acquire larger quantity of small bills to deal with one aspect of financial problems. Same response by the bank. Same feeling of being marked.

      {MM}

    83. wonderin says:

      Wonderin….
      IF the $ in the bank can be confiscated, will ANY money (US Currency) be worth *anything* anyway?
      I’ve heard via other sources that at some point every $ is tracked (or can be) via magnetic strip placed inside
      thus if you are spending $, they will want to know WHERE it came from & there may be limits on how much cash each citizen is allowed.
      These articles are great, but it sounds like we are screwed no matter what.
      Am I missing something?

    84. Mike L says:

      I walked into my bank a week before I needed the cash, since they don’t have it on hand anymore as most people use debit cards. Informed them I needed to take 25,000 out in cash and I would be back the following week to pick it up. I bank with Wells Fargo, she asked a few questions and I answered none and was out 10mins later with it. Being paranoid when no reason exists it mental illness. There is plenty of things to be paranoid about in this world, but changing banking habits is not one of them in this case. When I cannot get the money out without answering questions to their satisfaction, it’s time to get paranoid.

      Seems most on here are paranoid about everything which likely makes one looks nuts and therefore is not taken seriously.

    85. bsmart2 says:

      hello guys,
      the economy isn’t doing us any favors lately. people are losing the jobs left and right. homes are being foreclosed. I feel there pain, this site helped me a lot, so I wanted to throw it out there.

      http://86e782xktz1r5nbvlfhjp1x-1e.hop.clickbank.net/

     
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